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banker’s+deposit+rate

См. также в других словарях:

  • rate — The cost of debt service paid by a borrower or issuer to a lender or investor. The rate is expressed as an annual percentage of the amount borrowed. For some notes and bonds that pay interest semiannually, the semiannual interest due to the… …   Financial and business terms

  • Deposit insurance — Experiences from bank runs during the Great Depression led to the introduction of deposit insurance in the US …   Wikipedia

  • deposit notes — A form of bank obligation that is similar to a deposit. Deposit notes are typically issued with terms from two to five years. Like CDs, deposit notes are issued for specified terms at either specified rates or specified rate formulas. Unlike CDs …   Financial and business terms

  • Discretionary deposit — A discretionary deposit is the term given to a device by medieval European bankers as a method of circumventing Catholic canon law edicts prohibiting the sin of usury. At the time, most Christian nations heavily incorporated Biblical scripture… …   Wikipedia

  • certificate of deposit — ( CD) A time deposit with a specific maturity evidenced by a certificate. Chicago Board of Trade glossary ( CD) A large time deposit with a bank, having a specific maturity date and yield stated on the certificate. CDs usually are issued with… …   Financial and business terms

  • London Interbank Offered Rate — ( LIBOR) The rate the highest quality banks pay for Eurodollar deposits. There is a different LIBOR for each deposit maturity. LIBOR is commonly used as an index that represents short term rates. American Banker Glossary LIBOR A short term… …   Financial and business terms

  • London Interbank Bid Rate — ( LIBID) The rate that a bank is willing to pay to acquire funds in the international interbank market. American Banker Glossary ( LIBID) The bid rate that a Euromarket bank is willing to pay to attract a deposit from another Euromarket bank in… …   Financial and business terms

  • money market deposit account — ( MMDA) A bank deposit account designed to pay a higher rate of interest to depositors than might otherwise be earned in checking or savings accounts. Money market deposit accounts do not have specified maturities. Their rates are administered by …   Financial and business terms

  • earnings credit rate — An interest rate applied to investable account balances to determine how much expense for bank services used by a depositor is offset by the deposits maintained by that depositor. The same calculation can work in the opposite way by applying the… …   Financial and business terms

  • Federal Deposit Insurance Corporation Improvement Act (FDICIA) 305 — A section in the FDICIA that requires the FDIC, the Office of the Comptroller of Currency ( OCC), Office of Thrift Supervision ( OTS), and the Federal Reserve to add an interest rate risk component to bank and thrift capital requirements.… …   Financial and business terms

  • Federal Deposit Insurance Corporation Improvement Act 305 — Federal Deposit Insurance Corporation Improvement Act (FDICIA) 305 A section in the FDICIA that requires the FDIC, the Office of the Comptroller of Currency ( OCC), Office of Thrift Supervision ( OTS), and the Federal Reserve to add an interest… …   Financial and business terms

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