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21 security
сущ.1)а) общ. безопасностьto ensure [to provide\] security — обеспечивать безопасность
See:economic security, food security, personal security, national security, national security override, security consultant, security exceptions, security zone, Container Security Initiative, Bureau of Industry and Security, Department of Homeland Security, Mutual Security Agency, Security Councilб) общ. защита, охрана (от чего-л.); гарантия, гарантированностьjob security — гарантия занятости, гарантированность сохранения рабочего места
в) пол. органы [служба\] безопасностиSee:2) фин. обеспечение, залог (имущество, используемое в качестве гарантии при кредитовании)against security — под обеспечение, под гарантию
The loan is given against security of the fixed deposit. — Заем предоставлен под обеспечение срочным депозитом.
A company borrows money against security. — Компания занимает деньги под обеспечение.
Syn:See:а) фин., обычно мн. ценная бумага (документ, который закрепляет право владения или отношения займа, может передаваться из рук в руки и является инструментом привлечения финансирования; в американском законодательстве трактуется как сделка по предоставлению денежных средств в пользование другого лица с целью извлечения прибыли, удостоверяющий такую сделку документ, а также право на его приобретение или продажу, которые характеризуются следующими обстоятельствами: а) мотивацией продавца, заключающейся в привлечении капитала, необходимого для общего использования в коммерческом предприятии продавца или для финансирования существенных инвестиций, б) мотивацией покупателя, заключающейся в получении прибыли от предоставления средств, в) выступлением инструмента в роли предмета обычной торговли, г) разумными ожиданиями покупателя о применении к инструменту федеральных законов о ценных бумагах, д) отсутствием сокращающего риск фактора, напр., выражающегося в применении к инструменту другой схемы регулирования)ATTRIBUTES [creator\]: Treasury, municipal, muni, state, local, foreign, home, home country, domestic, agency 1), federal agency 1), state agency, authority 2), private, private sector, public, public sector, public utility 2), external, internal, international, industrial, tax district, railroad, school, school district, refunding, advance refunding, equipment trust, new money 2)
ATTRIBUTES [purpose\]: tax anticipation 2), revenue anticipation, grant anticipation, bond anticipation, private activity, reorganization 2), savings, capital 2), income, guaranteed income, growth 1), war, defence, debt conversion, construction 1), infrastructure, infrastructure renewal, housing 1), manufactured housing 1), equipment trust, equipment, consolidated, mezzanine 2)
pollution control municipal securities — муниципальные ценные бумаги для реализации экологических проектов
The Company also issued $39 million of variable and fixed rate Pollution Control Securities in 1994.
ATTRIBUTES [owner\]: registered, bearer, negotiable, transferable, non-transferable, outstanding 4)
Liquidations from such a pool would require the manager to liquidate longer securities which are much more volatile.
Only the insurance companies and funds have preference for the longer-dated securities.
The Portfolio Manager is now investing some of the District’s portfolio in longer-term securities.
The government could persuade lenders to take up only about 60% of US$1.2 billion in six-month securities on offer.
Two- and 3-year securities have a minimum of $3 billion.
ATTRIBUTES [rights\]: alternate 2) б), antidilutive, assented, asset-backed, auction rate, backed, callable, closed-end mortgage, collateralized, collateral trust, combination 3) в), companion, consolidated mortgage, convertible 2) а), debenture 2) а), definitive, double-barreled 3) а), endorsed, exchange, exchangeable, extendible, federal home loan bank, Federal Home Loan Mortgage Corporation, first mortgage, general obligation, guaranteed 2) а), general mortgage home loan, insured, interchangeable, irredeemable 2) а), junior 2) б), junior lien, moral obligation, mortgage 3. 3) а), mortgage-backed, non-assented, noncallable, non-participating, open-end mortgage, parity, participating 2) а), preferred 2) а), prior lien, profit-sharing, property 2) а), putable, real estate, redeemable 3) а), revenue 3. 1) а), second lien, second mortgage, secured, senior 2) б), senior lien, serial, series 2) б), subordinated, tax increment, tranche, unassented, unsecured, z-tranche
This is a series of Frequently Asked Questions about other Special Purpose Securities handled by the Special Investments Branch.
ATTRIBUTES [currency\]: dual currency, reverse-dual currency
The Bank accepts as collateral Canadian dollar securities issued or guaranteed by the Government of Canada.
But if you have an expectation of a weakening dollar, does it still make sense to invest in US dollar-denominated securities?
ATTRIBUTES [income\]: adjustable rate, annuity, auction rate, bank-qualified, capital growth, capped, coupon-bearing, collar, collared, coupon 1), credit-sensitive, deep discount, defaulted, deferred-coupon, deferred interest, discount 1. 1), double-exempt, fixed annuity, fixed-coupon, fixed-rate, fixed-income, flat, flat income, floating rate, floored, full coupon, interest-bearing, non-interest-bearing, non-qualified, non-bank-qualified, life annuity, mismatch, original issue discount, premium 1. 1), qualified 1. 2) б), qualifying 1. 2) б), reset, split coupon, step-down, step-up, stripped, taxable, tax-credit, tax-exempt 1. 1), tax-free, tax-exempt, tax-preferred, variable-coupon, variable annuity, variable rate, zero-coupon
The prepayment rate for mortgages backing Ginnie Mae's 13 percent securities was 47.3 percent.
[high, higher, medium, low, lower\] coupon security — с [высоким, более высоким, средним, низким, более низким\] купоном [доходом\]
The State governments and their utilities had proposed issuing of low coupon securities for refinancing the SLR securities.
high [higher, medium, low, lower\] income security — с высоким [более высоким, средним, низким, более низким\] доходом
You'd be prudent to select issues with short maturities that can later be replaced with higher-income securities as interest rates rise.
high [higher, medium, low, lower\] yield security — с высокой [более высокой, средней, низкой, более низкой\] доходностью
The higher yield securities with higher risk can form the portion that you are willing to gamble.
What happens is that the company that is insured anticipates in advance and knows that low-coverage/high-premium securities will fetch lower prices.
ATTRIBUTES [creation\]: original issue discount, OID, fully paid, partly paid, private placement 2., publicly offered, when-issued
ATTRIBUTES [destruction\]: bullet, bullet-maturity, drawn, single-payment, sinking fund 1), planned amortization class, targeted amortization class, variable redemption
ATTRIBUTES [status\]: listed 2), unlisted, non-listed, delisted, quoted, unquoted, rated 3), non-rated, speculative grade, investment grade, gilt-edged
ATTRIBUTES [size\]: baby, penny
ATTRIBUTES [structured\]: structured, well-structured, non-structured, range, range accrual, capital protected, principal protected, capital guaranteed, reverse floating rate, inverse floating rate, participation, equity index participation, equity participation, market participation, equity linked, equity index-linked, index-linked, market-indexed, equity-linked, credit-linked, reverse convertible, indexed, non-indexed, dual-indexed, capital-indexed, coupon-indexed, interest-indexed, current-pay, gold-indexed, catastrophe, cat, catastrophe-linked, catastrophe risk-linked, cat-linked, catastrophe insurance, cat-linked, catastrophe insurance, disaster, act of God, earthquake, earthquake-risk, hurricane
Argentina will not be required to make an adjustment to the amounts previously paid to holders of the GDP-linked Securities for changes that may affect the economy.
Proposals to create GDP-indexed securities are naturally supported by the arguments in this paper
ATTRIBUTES [form\]: book-entry, certificated
security market — фондовый рынок, рынок ценных бумаг
ACTIONS [passive\]:
to issue a security — выпускать [эмитировать\] ценную бумагу
to place [underwrite\] a security — размещать ценную бумагу
to earn $n on a security — получать доход в n долл. от ценной бумаги
to list a security, to admit a security to a listing, to accept security for trading in a exchange — допускать ценную бумагу к торгам (на бирже), включать в листинг
ACTIONS [active\]:
a security closes at $n up[down\] m% — курс закрытия ценной бумаги составил $n, что на m% выше [ниже\] вчерашнего
COMBS:
security price — цена [курс\] ценной бумаги
See:debt security, equity security, hybrid security, antidilutive securities, asset-backed securities, auction rate securities, baby securities, book-entry securities, certificated security, control securities, convertible securities, coupon security, dated security, deep discount security, discount securities, drop-lock security, equity-linked securities, fixed income security, foreign interest payment security, gross-paying securities, inflation-indexed security, interest-bearing securities, irredeemable securities, junior securities, letter security, listed securities, marketable securities, negotiable security, net-paying securities, non-convertible securities, participating securities, pay-in-kind securities, perpetual security, primary security, secondary security, unlisted securities, zero-coupon security, securities analyst, security analyst, securities broker, securities dealer, security dealer, securities market, security market, securities trader, International Securities Identification Number, financial market, principal, interest, issuer, Uniform Sale of Securities Act, Securities Act of 1933, Securities Exchange Act of 1934, Public Utility Holding Company Act of 1935, Culp v. Mulvane, Investment Company Act, Investment Advisers Act, SEC v. CM Joiner Leasing Corp., SEC v. W. J. Howey Co., SEC v. Variable Annuity Life Insurance Company of America, SEC v. United Benefit Life Insurance Company, Tcherepnin v. Knight, SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc.б) фин., обычно мн. (право владения или отношения займа, закрепленные в документе, который может передаваться из рук в руки и является инструментом привлечения финансирования)в) юр., амер. (трактуется как сделка по предоставлению денежных средств в пользование другого лица с целью извлечения прибыли, удостоверяющий такую сделку документ, а также право на его приобретение или продажу, которые характеризуются следующими обстоятельствами: а) мотивацией продавца, заключающейся в привлечении капитала, необходимого для общего использования в коммерческом предприятии продавца или для финансирования существенных инвестиций, б) мотивацией покупателя, заключающейся в получении прибыли от предоставления средств, в) выступлением инструмента в роли предмета обычной торговли, г) разумными ожиданиями покупателя о применении к инструменту федеральных законов о ценных бумагах, д) отсутствием сокращающего риск фактора, напр., выражающегося в применении к инструменту другой схемы регулирования)See:Securities Act of 1933, Investment Company Act, Investment Advisers Act, SEC v. CM Joiner Leasing Corp., SEC v. W. J. Howey Co., SEC v. Variable Annuity Life Insurance Company of America, SEC v. United Benefit Life Insurance Company, Tcherepnin v. Knight, SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc., SEC v. Glenn W. Turner Enterprises, Inc.
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безопасность, сохранность, ценная бумага, обеспечение, гарантия: 1) ценная бумага; свидетельство долга или собственности; сертификаты ценных бумаг, векселя; см. securities; 2) обеспечение: активы и др. собственность, которые могут быть использованы как обеспечение кредита или облигаций; в случае отказа заемщика от погашения кредита обеспечение может быть реализовано; = collateral security; 3) безопасность: процедуры, обеспечивающие безопасность банка, его активов и документации, включая физическую защиту, процедуры внутреннего аудита; 4) гарантия: гарантия выполнения обязательств другого лица, в т. ч. личная гарантия; = personal security.* * *Ценная бумага - документ/сертификат, являющийся свидетельством собственности на акции, облигации и другие инвестиционные инструменты. Безопасность - меры, предпринимаемые для обеспечения конфиденциальности передаваемой по линиям связи персональной информации о клиенте, совершаемых им операциях и т.п. . гарантия по ссуде; обеспечение кредита; обеспечение ссуды; обеспечение; ценная бумага; отдел охраны (банка, компании) Инвестиционная деятельность .* * *финансовые активы, включающие акции, правительственные облигации и ценные бумаги с государственной гарантией, облигации компании, сертификаты паевых фондов и документы, подтверждающие право собственности на предоставленные в ссуду или депонированные денежные средства; страховые полисы к таким активам не относятся -
22 payment
[ˈpeɪmənt]accommodation payment плата за жилье additional payment дополнительный платеж additional payment последующий платеж advance payment авансовый платеж advance payment внесение аванса advance payment досрочная выплата (долга) advance payment досрочный платеж advance payment of salary досрочная выдача заработной платы after tax payment платеж за вычетом налога after tax payment платеж после уплаты налога against payment после оплаты against payment после получения денег all-inclusive payment оплата всех услуг annual payment годовая плата annual payment ежегодная плата annual payment ежегодный платеж annuity payment выплата аннуитета annuity payment ежегодная выплата anticipated payment досрочный платеж anticipated payment оплата, сделанная раньше срока balloon payment погашение кредита один раз полной суммой balloon payment последний платеж в погашение кредита, который значительно больше предыдущих bonus payment выплата премии book payment оплата по книгам capital payment выплата по инвестициям capital payment платеж капитала care payment выплаты по уходу carry-over payment отсроченный платеж cashless payment безналичная оплата child maintenance payment сем.право плата на содержание ребенка claim corrective payment требовать изменения платежа compensatory payment компенсаторная выплата compensatory payment компенсационный платеж corrective payment дополнительный платеж corruptive payment взятка currency used for payment валюта, используемая для платежа customary mode of payment обычный способ платежа deferred payment отсроченный платеж deficiency payment покрытие дефицита delivery against payment доставка за плату direct pension payment непосредственная выплата пенсии discharge payment выплаты по увольнению, выходное пособие dividend payment выплата дивидендов dividend payment дивиденд к оплате early payment предварительная оплата effect payment осуществлять платеж energy payment плата за энергию equalization payment уравнивающий платеж erroneous payment неверный платеж ex gratia payment добровольный платеж ex-gratia payment добровольный платеж exact payment требовать плату excess payment дополнительный платеж excess payment переплата failing payment просроченный платеж fictitious payment фиктивный платеж final payment окончательный платеж foreign interest payment уплата процентов за рубежом golden parachute payment большое выходное пособие graduated mortgage payment закладная с возрастающей суммой выплат в счет погашения holiday payment отпускное вознаграждение immediate payment немедленная уплата immediate payment срочный платеж indemnity payment гарантийный платеж initial margin payment бирж. первоначальная выплата маржи instalment payment очередной платеж при покупке в рассрочку instalment payment платеж в рассрочку instalment payment plan график платежей при покупке в рассрочку insurance payment страховой платеж payment уплата, платеж, плата; взнос; interest payment выплата процентов interest payment выплата процентов interim payment предварительный платеж internal payment внутренний платеж intragroup payment внутрифирменный платеж lease payment плата за аренду life annuity payment выплата пожизненной ренты, пожизненной пенсии lump sum payment единовременная выплата lump sum payment погашение нескольких платежей единовременной выплатой lump-sum payment крупная выплата maintenance payment выплата алиментов make a payment производить платеж merchandise payment оплата товаров minimum payment минимальная выплата minimum payment минимальный платеж money payment денежный платеж monthly payment ежемесячный платеж net payment чистая сумма платежей once-only payment разовый платеж one-off payment разовый платеж one-time payment разовый платеж outstanding payment просроченный платеж overall payment полный платеж overdue payment просроченный платеж overtime payment плата за сверхурочную работу part payment частичный платеж partial payment частичный платеж payment возмездие payment вознаграждение; возмездие payment вознаграждение payment наказание payment оплата payment плата payment платеж payment погашение долга payment получение денег payment уплата, платеж, плата; взнос; interest payment выплата процентов payment уплата payment at settling period платеж в расчетном периоде payment buy result оплата по результатам работы payment by cheque оплата чеком payment by instalments платеж в рассрочку payment by instalments платеж частями payment by merit поощрительная оплата труда payment by results оплата по результатам payment by users оплата потребителями payment for commodities оплата товаров payment for honour supra protest оплата третьим лицом опротестованного векселя payment for merchandise оплата товаров payment in advance оплата авансом payment in arrears остаточный платеж payment in arrears просроченный платеж payment in cash оплата наличными payment in full полный платеж payment in kind оплата натурой payment in kind оплата товарами и услугами payment of benefit выплата пособия payment of bill погашение векселя payment of cheque оплата чеком payment of claim платеж по иску payment of company taxes уплата налогов с доходов компании payment of damages возмещение убытков payment of dividend выплата дивиденда payment of excise duties уплата акцизных сборов payment of instalment and interest выплата очередного взноса и процентов payment of interim dividend выплата предварительного дивиденда payment of interim dividend выплата промежуточного дивиденда payment of margin выплата маржи payment of pension contribution выплата взноса в пенсионный фонд payment of principal and interest выплата основной суммы и процентов payment of refunds in advance возврат переплат авансом payment of salary in advance выплата заработной платы авансом payment of salary in arrears выплата заработной платы под расчет payment of taxes for prior years уплата налогов за предыдущие годы payment of wages выплата заработной платы payment on account for goods оплата товаров по безналичному расчету payment on quantum meruit оплата по справедливой оценке payment on sight оплата после предъявления payment to owner платеж владельцу penalty payment уплата штрафа pension payment выплата пенсии pension payment пенсионная выплата piecework payment сдельная оплата post-tax payment платеж после удержания налогов premium payment выплата премий premium payment выплата страховой премии premium payment уплата страховых взносов principal payment основной платеж progress payment промежуточная выплата progress payment увеличение кредита по мере строительства объекта prompt payment немедленный платеж provisional payment предварительный платеж punctual payment платеж в срок recorded payment зарегистрированный платеж redundancy payment выходное пособие redundancy payment пособие по безработице refuse payment отказываться от уплаты registered payment зарегистрированный платеж royalty payment уплата роялти running payment текущий платеж salary payment выдача заработной платы service payment оплата услуг stop payment остановка оплаты чека лицом, которое его выписало stop payment приостановленный платеж по чеку stop: payment прекращать(ся); кончать(ся); stop grumbling! перестаньте ворчать!; to stop payment прекратить платежи, обанкротиться supplementary payment дополнительный платеж supplementary payment последующий платеж tax payment выплата налоговых сумм tax payment уплата налогов time payment повременная оплата trade payment плата за товары transfer payment передаточный платеж transfer payment трансфертный платеж wage payment выплата заработной платы welfare payment государственное пособие -
23 хозяева
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24 annuity
сущ.1) фин., страх. аннуитет, финансовая [страховая\] рента (слово произошло от лат. "annus" — "год", изначально обозначало ежегодные выплаты)а) (равные платежи, регулярно, напр. ежемесячно, ежегодно и т. д., поступающие или выплачиваемые в течение определенного периода времени)to receive an annuity — получать аннуитет [аннуитетные платежи\]
an individual who is in receipt of an annuity — лицо, получающее аннуитет
annuity of $50 per month — аннуитет в размере $50 в месяц
$100-a-month annuity — аннуитет в размере $100 в месяц
$600-a-year annuity — аннуитет в размере $600 в год
annual [monthly\] annuity — годовой [месячный\] аннуитет
The annual annuity is determined by multiplying the amount contributed by the annuity rate. — Годовой аннуитет [годовой аннуитетный платеж\] определяется путем умножения внесенной суммы на аннуитетную ставку.
б) (соглашение или контракт, по которому физическое лицо — аннуитент — с помощью внесения единовременного или ряда периодических платежей приобретает право регулярно получать равные платежи в течение определенного периода или пожизненно; многие формы страхования основаны на этом принципе, в частности, пенсионное страхование)to purchase [to buy\] an annuity — покупать аннуитет
annuity purchaser, purchaser of an annuity — покупатель аннуитета
annuity purchase, purchase of an annuity — покупка аннуитета
annuity seller, seller of an annuity — продавец аннуитета
sale of an annuity, annuity sale — продажа аннуитета
to issue an annuity — выпускать аннуитетное соглашение [аннуитет\]*
to provide an annuity — предоставлять аннуитетные услуги*; обеспечивать аннуитетный доход [аннуитетные выплаты\]*
The group's principal activities are to provide variable annuities, fixed annuities, public and private sector pension plans and life insurance. — Основная деятельность группы — предоставление услуг по плавающим аннуитетам, фиксированным аннуитетам, государственным и частным пенсионным планам и страхованию жизни.
The lump sum can be reinvested to provide an annuity during the remainder of life. — Эта единовременная выплата может быть реинвестирована для того, чтобы обеспечить выплату аннуитетного дохода на протяжении оставшейся жизни.
to offer an annuity — предлагать аннуитет, предлагать аннуитетные услуги
This annuity pays you an income for as long as you live. — Этот аннуитет [это аннуитетное соглашение\] предусматривает выплату вам дохода в течение вашей жизни. [По этому аннуитетному соглашению вам выплачивается доход в течение вашей жизни\].
to take out an annuity — приобрести аннуитет [аннуитетный договор\]
to obtain [to get\] an annuity — приобрести аннуитет
to cancel an annuity — аннулировать [отменить\] аннуитет [аннуитетный договор\]*
annuity market — рынок аннуитетов, аннуитетный рынок
See:annuity certain, annuity due, back-to-back annuity, CD-type annuity, charitable gift annuity, constant annuity, contingent annuity, decreasing annuity, deferred annuity, fixed annuity, flexible premium annuity, group annuity, guaranteed annuity, hybrid annuity, immediate annuity, impaired annuity, increasing annuity, indexed annuity, joint and survivor annuity, joint-life annuity, life annuity, ordinary annuity, pension annuity, perpetual annuity, refund annuity, reversionary annuity, single premium annuity, split annuity, tax-sheltered annuity, variable annuity, annuity broker, annuity factor, annuity issuer, annuity market, annuity method, annuity owner, annuity period, annuity provider, annuitant, annuitize, annuitization, exclusion ratio, income drawdown2) мн., фин., брит. рентные облигации (бессрочные облигации британского правительства; в настоящее время существует два выпуска с процентными ставками 2,5 % и 2,75 %)See:
* * *
annuity; Anny 1) рента: регулярно поступающие равные платежи (на срок или пожизненно); 2) соглашение или контракт (обычно со страховой компанией), по которому физическое лицо - аннуитант - приобретает право на регулярно поступающие суммы начиная с определенного времени, напр., выхода на пенсию (часто пожизненно); см. annuitant;* * ** * *ежегодная рента; ежегодный доход; ежегодное пособие; аннуитет. Регулярные выплаты, производимые страховой компанией в пользу держателей полисов в течение определенного периода времени . The dictionary definition is a contract issued by an insurance company that pays an annuitant an amount periodically for a certain time for the remainder of his life. Common usage has expanded that definition to the point where you must dig deeper to understand the meaning. Variations include a deferred annuity where you make payments into a fund over a period of years (where tax on the fund's income is deferred), an immediate annuity (the original definition) or many other plans where a series of payments, either into or out of the fund, are involved. Словарь экономических терминов .* * *инвестиции, приносящие клиенту банка через регулярные промежутки времени определенную сумму денег доход-----годовая рента, аннуитетряд последовательных платежей, выплачиваемых через равные промежутки времени, например ежегодные лизинговые платежи-----Финансы/Кредит/Валюта1. ежегодная денежная сумма определенного размера, выплачиваемая кредитору в погашение полученного от него займа, включая проценты2. регулярно получаемый доход, не требующий от получателя предпринимательской деятельности тж. Anny-----договор, предусматривающий серию регулярных платежей на определенный период -
25 master
1. сущ.1)а) общ. хозяин, владелецto be master of smth. — владеть [обладать\] чем-л.
Syn:б) общ. рабовладелецв) эк., юр. хозяин, работодатель, нанимательSyn:employer 2)г) амер. хозяин* (в американском праве: одна из разновидностей доверителя в рамках юридической формы предпринимательства "поручение"; разновидности доверителей выделяются на основании "формы контроля"; отличается от таких видов доверителей, как "контрактор" и "наниматель", более высокой степенью контроля над деятельностью поверенного)See:2)а) общ. специалист, мастер, знаток своего делаSyn:б) общ. мастер ( квалифицированный рабочий)3) обр. магистр ( ученая степень)See:4)а) обр., преим. брит. школьный учитель ( обычно о мужчинах учителях)Syn:б) обр., брит. глава колледжа ( в Оксфорде и Кембридже)5) общ. оригинал, образец (первоначальная звукозапись, первый экземпляр диска и т. д., с которых создаются копии)2. прил.1) общ. главный; основной2) общ. искусный; на профессиональном уровнеSyn:3) упр. контрольныйmaster form — копир; шаблон
3. гл.master disk — мастер-диск (диск, с которого делаются копии)
1) общ. одолевать; справляться; преодолеватьto master completely/thoroughly — полностью преодолеть (что-л.)
2) обр. овладевать, усваивать; достичь вершин мастерства (в чем-л.)He could never master mathematics. — Он так и не смог одолеть математику.
3) упр. руководить, управлятьit was a magnificent school, magnificently mastered — это была замечательная школа, управление которой осуществлялось не менее замечательно
Syn:
* * *
1) мастер, хозяин, глава; 2) главный, общий.* * *оригинал рекламного текста или иллюстрации, выполненный от руки или в виде набора или клише, предназначенный для репродуцирования любым способом -
26 near cash
!гос. фин. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.This paper provides background information on the framework for the planning and control of public expenditure in the UK which has been operated since the 1998 Comprehensive Spending Review (CSR). It sets out the different classifications of spending for budgeting purposes and why these distinctions have been adopted. It discusses how the public expenditure framework is designed to ensure both sound public finances and an outcome-focused approach to public expenditure.The UK's public spending framework is based on several key principles:"consistency with a long-term, prudent and transparent regime for managing the public finances as a whole;" "the judgement of success by policy outcomes rather than resource inputs;" "strong incentives for departments and their partners in service delivery to plan over several years and plan together where appropriate so as to deliver better public services with greater cost effectiveness; and"the proper costing and management of capital assets to provide the right incentives for public investment.The Government sets policy to meet two firm fiscal rules:"the Golden Rule states that over the economic cycle, the Government will borrow only to invest and not to fund current spending; and"the Sustainable Investment Rule states that net public debt as a proportion of GDP will be held over the economic cycle at a stable and prudent level. Other things being equal, net debt will be maintained below 40 per cent of GDP over the economic cycle.Achievement of the fiscal rules is assessed by reference to the national accounts, which are produced by the Office for National Statistics, acting as an independent agency. The Government sets its spending envelope to comply with these fiscal rules.Departmental Expenditure Limits ( DEL) and Annually Managed Expenditure (AME)"Departmental Expenditure Limit ( DEL) spending, which is planned and controlled on a three year basis in Spending Reviews; and"Annually Managed Expenditure ( AME), which is expenditure which cannot reasonably be subject to firm, multi-year limits in the same way as DEL. AME includes social security benefits, local authority self-financed expenditure, debt interest, and payments to EU institutions.More information about DEL and AME is set out below.In Spending Reviews, firm DEL plans are set for departments for three years. To ensure consistency with the Government's fiscal rules departments are set separate resource (current) and capital budgets. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.To encourage departments to plan over the medium term departments may carry forward unspent DEL provision from one year into the next and, subject to the normal tests for tautness and realism of plans, may be drawn down in future years. This end-year flexibility also removes any incentive for departments to use up their provision as the year end approaches with less regard to value for money. For the full benefits of this flexibility and of three year plans to feed through into improved public service delivery, end-year flexibility and three year budgets should be cascaded from departments to executive agencies and other budget holders.Three year budgets and end-year flexibility give those managing public services the stability to plan their operations on a sensible time scale. Further, the system means that departments cannot seek to bid up funds each year (before 1997, three year plans were set and reviewed in annual Public Expenditure Surveys). So the credibility of medium-term plans has been enhanced at both central and departmental level.Departments have certainty over the budgetary allocation over the medium term and these multi-year DEL plans are strictly enforced. Departments are expected to prioritise competing pressures and fund these within their overall annual limits, as set in Spending Reviews. So the DEL system provides a strong incentive to control costs and maximise value for money.There is a small centrally held DEL Reserve. Support from the Reserve is available only for genuinely unforeseeable contingencies which departments cannot be expected to manage within their DEL.AME typically consists of programmes which are large, volatile and demand-led, and which therefore cannot reasonably be subject to firm multi-year limits. The biggest single element is social security spending. Other items include tax credits, Local Authority Self Financed Expenditure, Scottish Executive spending financed by non-domestic rates, and spending financed from the proceeds of the National Lottery.AME is reviewed twice a year as part of the Budget and Pre-Budget Report process reflecting the close integration of the tax and benefit system, which was enhanced by the introduction of tax credits.AME is not subject to the same three year expenditure limits as DEL, but is still part of the overall envelope for public expenditure. Affordability is taken into account when policy decisions affecting AME are made. The Government has committed itself not to take policy measures which are likely to have the effect of increasing social security or other elements of AME without taking steps to ensure that the effects of those decisions can be accommodated prudently within the Government's fiscal rules.Given an overall envelope for public spending, forecasts of AME affect the level of resources available for DEL spending. Cautious estimates and the AME margin are built in to these AME forecasts and reduce the risk of overspending on AME.Together, DEL plus AME sum to Total Managed Expenditure (TME). TME is a measure drawn from national accounts. It represents the current and capital spending of the public sector. The public sector is made up of central government, local government and public corporations.Resource and Capital Budgets are set in terms of accruals information. Accruals information measures resources as they are consumed rather than when the cash is paid. So for example the Resource Budget includes a charge for depreciation, a measure of the consumption or wearing out of capital assets."Non cash charges in budgets do not impact directly on the fiscal framework. That may be because the national accounts use a different way of measuring the same thing, for example in the case of the depreciation of departmental assets. Or it may be that the national accounts measure something different: for example, resource budgets include a cost of capital charge reflecting the opportunity cost of holding capital; the national accounts include debt interest."Within the Resource Budget DEL, departments have separate controls on:"Near cash spending, the sub set of Resource Budgets which impacts directly on the Golden Rule; and"The amount of their Resource Budget DEL that departments may spend on running themselves (e.g. paying most civil servants’ salaries) is limited by Administration Budgets, which are set in Spending Reviews. Administration Budgets are used to ensure that as much money as practicable is available for front line services and programmes. These budgets also help to drive efficiency improvements in departments’ own activities. Administration Budgets exclude the costs of frontline services delivered directly by departments.The Budget preceding a Spending Review sets an overall envelope for public spending that is consistent with the fiscal rules for the period covered by the Spending Review. In the Spending Review, the Budget AME forecast for year one of the Spending Review period is updated, and AME forecasts are made for the later years of the Spending Review period.The 1998 Comprehensive Spending Review ( CSR), which was published in July 1998, was a comprehensive review of departmental aims and objectives alongside a zero-based analysis of each spending programme to determine the best way of delivering the Government's objectives. The 1998 CSR allocated substantial additional resources to the Government's key priorities, particularly education and health, for the three year period from 1999-2000 to 2001-02.Delivering better public services does not just depend on how much money the Government spends, but also on how well it spends it. Therefore the 1998 CSR introduced Public Service Agreements (PSAs). Each major government department was given its own PSA setting out clear targets for achievements in terms of public service improvements.The 1998 CSR also introduced the DEL/ AME framework for the control of public spending, and made other framework changes. Building on the investment and reforms delivered by the 1998 CSR, successive spending reviews in 2000, 2002 and 2004 have:"provided significant increase in resources for the Government’s priorities, in particular health and education, and cross-cutting themes such as raising productivity; extending opportunity; and building strong and secure communities;" "enabled the Government significantly to increase investment in public assets and address the legacy of under investment from past decades. Departmental Investment Strategies were introduced in SR2000. As a result there has been a steady increase in public sector net investment from less than ¾ of a per cent of GDP in 1997-98 to 2¼ per cent of GDP in 2005-06, providing better infrastructure across public services;" "introduced further refinements to the performance management framework. PSA targets have been reduced in number over successive spending reviews from around 300 to 110 to give greater focus to the Government’s highest priorities. The targets have become increasingly outcome-focused to deliver further improvements in key areas of public service delivery across Government. They have also been refined in line with the conclusions of the Devolving Decision Making Review to provide a framework which encourages greater devolution and local flexibility. Technical Notes were introduced in SR2000 explaining how performance against each PSA target will be measured; and"not only allocated near cash spending to departments, but also – since SR2002 - set Resource DEL plans for non cash spending.To identify what further investments and reforms are needed to equip the UK for the global challenges of the decade ahead, on 19 July 2005 the Chief Secretary to the Treasury announced that the Government intends to launch a second Comprehensive Spending Review (CSR) reporting in 2007.A decade on from the first CSR, the 2007 CSR will represent a long-term and fundamental review of government expenditure. It will cover departmental allocations for 2008-09, 2009-10 and 2010 11. Allocations for 2007-08 will be held to the agreed figures already announced by the 2004 Spending Review. To provide a rigorous analytical framework for these departmental allocations, the Government will be taking forward a programme of preparatory work over 2006 involving:"an assessment of what the sustained increases in spending and reforms to public service delivery have achieved since the first CSR. The assessment will inform the setting of new objectives for the decade ahead;" "an examination of the key long-term trends and challenges that will shape the next decade – including demographic and socio-economic change, globalisation, climate and environmental change, global insecurity and technological change – together with an assessment of how public services will need to respond;" "to release the resources needed to address these challenges, and to continue to secure maximum value for money from public spending over the CSR period, a set of zero-based reviews of departments’ baseline expenditure to assess its effectiveness in delivering the Government’s long-term objectives; together with"further development of the efficiency programme, building on the cross cutting areas identified in the Gershon Review, to embed and extend ongoing efficiency savings into departmental expenditure planning.The 2007 CSR also offers the opportunity to continue to refine the PSA framework so that it drives effective delivery and the attainment of ambitious national standards.Public Service Agreements (PSAs) were introduced in the 1998 CSR. They set out agreed targets detailing the outputs and outcomes departments are expected to deliver with the resources allocated to them. The new spending regime places a strong emphasis on outcome targets, for example in providing for better health and higher educational standards or service standards. The introduction in SR2004 of PSA ‘standards’ will ensure that high standards in priority areas are maintained.The Government monitors progress against PSA targets, and departments report in detail twice a year in their annual Departmental Reports (published in spring) and in their autumn performance reports. These reports provide Parliament and the public with regular updates on departments’ performance against their targets.Technical Notes explain how performance against each PSA target will be measured.To make the most of both new investment and existing assets, there needs to be a coherent long term strategy against which investment decisions are taken. Departmental Investment Strategies (DIS) set out each department's plans to deliver the scale and quality of capital stock needed to underpin its objectives. The DIS includes information about the department's existing capital stock and future plans for that stock, as well as plans for new investment. It also sets out the systems that the department has in place to ensure that it delivers its capital programmes effectively.This document was updated on 19 December 2005.Near-cash resource expenditure that has a related cash implication, even though the timing of the cash payment may be slightly different. For example, expenditure on gas or electricity supply is incurred as the fuel is used, though the cash payment might be made in arrears on aquarterly basis. Other examples of near-cash expenditure are: pay, rental.Net cash requirement the upper limit agreed by Parliament on the cash which a department may draw from theConsolidated Fund to finance the expenditure within the ambit of its Request forResources. It is equal to the agreed amount of net resources and net capital less non-cashitems and working capital.Non-cash cost costs where there is no cash transaction but which are included in a body’s accounts (or taken into account in charging for a service) to establish the true cost of all the resourcesused.Non-departmental a body which has a role in the processes of government, but is not a government public body, NDPBdepartment or part of one. NDPBs accordingly operate at arm’s length from governmentMinisters.Notional cost of a cost which is taken into account in setting fees and charges to improve comparability with insuranceprivate sector service providers.The charge takes account of the fact that public bodies donot generally pay an insurance premium to a commercial insurer.the independent body responsible for collecting and publishing official statistics about theUK’s society and economy. (At the time of going to print legislation was progressing tochange this body to the Statistics Board).Office of Government an office of the Treasury, with a status similar to that of an agency, which aims to maximise Commerce, OGCthe government’s purchasing power for routine items and combine professional expertiseto bear on capital projects.Office of the the government department responsible for discharging the Paymaster General’s statutoryPaymaster General,responsibilities to hold accounts and make payments for government departments and OPGother public bodies.Orange bookthe informal title for Management of Risks: Principles and Concepts, which is published by theTreasury for the guidance of public sector bodies.Office for NationalStatistics, ONS60Managing Public Money————————————————————————————————————————"GLOSSARYOverdraftan account with a negative balance.Parliament’s formal agreement to authorise an activity or expenditure.Prerogative powerspowers exercisable under the Royal Prerogative, ie powers which are unique to the Crown,as contrasted with common-law powers which may be available to the Crown on the samebasis as to natural persons.Primary legislationActs which have been passed by the Westminster Parliament and, where they haveappropriate powers, the Scottish Parliament and the Northern Ireland Assembly. Begin asBills until they have received Royal Assent.arrangements under which a public sector organisation contracts with a private sectorentity to construct a facility and provide associated services of a specified quality over asustained period. See annex 7.5.Proprietythe principle that patterns of resource consumption should respect Parliament’s intentions,conventions and control procedures, including any laid down by the PAC. See box 2.4.Public Accountssee Committee of Public Accounts.CommitteePublic corporationa trading body controlled by central government, local authority or other publiccorporation that has substantial day to day operating independence. See section 7.8.Public Dividend finance provided by government to public sector bodies as an equity stake; an alternative to Capital, PDCloan finance.Public Service sets out what the public can expect the government to deliver with its resources. EveryAgreement, PSAlarge government department has PSA(s) which specify deliverables as targets or aimsrelated to objectives.a structured arrangement between a public sector and a private sector organisation tosecure an outcome delivering good value for money for the public sector. It is classified tothe public or private sector according to which has more control.Rate of returnthe financial remuneration delivered by a particular project or enterprise, expressed as apercentage of the net assets employed.Regularitythe principle that resource consumption should accord with the relevant legislation, therelevant delegated authority and this document. See box 2.4.Request for the functional level into which departmental Estimates may be split. RfRs contain a number Resources, RfRof functions being carried out by the department in pursuit of one or more of thatdepartment’s objectives.Resource accountan accruals account produced in line with the Financial Reporting Manual (FReM).Resource accountingthe system under which budgets, Estimates and accounts are constructed in a similar wayto commercial audited accounts, so that both plans and records of expenditure allow in fullfor the goods and services which are to be, or have been, consumed – ie not just the cashexpended.Resource budgetthe means by which the government plans and controls the expenditure of resources tomeet its objectives.Restitutiona legal concept which allows money and property to be returned to its rightful owner. Ittypically operates where another person can be said to have been unjustly enriched byreceiving such monies.Return on capital the ratio of profit to capital employed of an accounting entity during an identified period.employed, ROCEVarious measures of profit and of capital employed may be used in calculating the ratio.Public Privatepartnership, PPPPrivate Finance Initiative, PFIParliamentaryauthority61Managing Public Money"————————————————————————————————————————GLOSSARYRoyal charterthe document setting out the powers and constitution of a corporation established underprerogative power of the monarch acting on Privy Council advice.Second readingthe second formal time that a House of Parliament may debate a bill, although in practicethe first substantive debate on its content. If successful, it is deemed to denoteParliamentary approval of the principle of the proposed legislation.Secondary legislationlaws, including orders and regulations, which are made using powers in primary legislation.Normally used to set out technical and administrative provision in greater detail thanprimary legislation, they are subject to a less intense level of scrutiny in Parliament.European legislation is,however,often implemented in secondary legislation using powers inthe European Communities Act 1972.Service-level agreement between parties, setting out in detail the level of service to be performed.agreementWhere agreements are between central government bodies, they are not legally a contractbut have a similar function.Shareholder Executive a body created to improve the government’s performance as a shareholder in businesses.Spending reviewsets out the key improvements in public services that the public can expect over a givenperiod. It includes a thorough review of departmental aims and objectives to find the bestway of delivering the government’s objectives, and sets out the spending plans for the givenperiod.State aidstate support for a domestic body or company which could distort EU competition and sois not usually allowed. See annex 4.9.Statement of Excessa formal statement detailing departments’ overspends prepared by the Comptroller andAuditor General as a result of undertaking annual audits.Statement on Internal an annual statement that Accounting Officers are required to make as part of the accounts Control, SICon a range of risk and control issues.Subheadindividual elements of departmental expenditure identifiable in Estimates as single cells, forexample cell A1 being administration costs within a particular line of departmental spending.Supplyresources voted by Parliament in response to Estimates, for expenditure by governmentdepartments.Supply Estimatesa statement of the resources the government needs in the coming financial year, and forwhat purpose(s), by which Parliamentary authority is sought for the planned level ofexpenditure and income.Target rate of returnthe rate of return required of a project or enterprise over a given period, usually at least a year.Third sectorprivate sector bodies which do not act commercially,including charities,social and voluntaryorganisations and other not-for-profit collectives. See annex 7.7.Total Managed a Treasury budgeting term which covers all current and capital spending carried out by the Expenditure,TMEpublic sector (ie not just by central departments).Trading fundan organisation (either within a government department or forming one) which is largely orwholly financed from commercial revenue generated by its activities. Its Estimate shows itsnet impact, allowing its income from receipts to be devoted entirely to its business.Treasury Minutea formal administrative document drawn up by the Treasury, which may serve a wide varietyof purposes including seeking Parliamentary approval for the use of receipts asappropriations in aid, a remission of some or all of the principal of voted loans, andresponding on behalf of the government to reports by the Public Accounts Committee(PAC).62Managing Public Money————————————————————————————————————————GLOSSARY63Managing Public MoneyValue for moneythe process under which organisation’s procurement, projects and processes aresystematically evaluated and assessed to provide confidence about suitability, effectiveness,prudence,quality,value and avoidance of error and other waste,judged for the public sectoras a whole.Virementthe process through which funds are moved between subheads such that additionalexpenditure on one is met by savings on one or more others.Votethe process by which Parliament approves funds in response to supply Estimates.Voted expenditureprovision for expenditure that has been authorised by Parliament. Parliament ‘votes’authority for public expenditure through the Supply Estimates process. Most expenditureby central government departments is authorised in this way.Wider market activity activities undertaken by central government organisations outside their statutory duties,using spare capacity and aimed at generating a commercial profit. See annex 7.6.Windfallmonies received by a department which were not anticipated in the spending review.———————————————————————————————————————— -
27 home
həum
1. noun1) (the house, town, country etc where a person etc usually lives: I work in London but my home is in Bournemouth; When I retire, I'll make my home in Bournemouth; Africa is the home of the lion; We'll have to find a home for the kitten.) casa2) (the place from which a person, thing etc comes originally: America is the home of jazz.) cuna, patria3) (a place where children without parents, old people, people who are ill etc live and are looked after: an old folk's home; a nursing home.) asilo, orfanato4) (a place where people stay while they are working: a nurses' home.) hogar5) (a house: Crumpy Construction build fine homes for fine people; He invited me round to his home.) casa
2. adjective1) (of a person's home or family: home comforts.) casero, del hogar2) (of the country etc where a person lives: home produce.) local; nacional3) ((in football) playing or played on a team's own ground: the home team; a home game.) en/de casa
3. adverb1) (to a person's home: I'm going home now; Hallo - I'm home!) a casa; en casa2) (completely; to the place, position etc a thing is intended to be: He drove the nail home; Few of his punches went home; These photographs of the war brought home to me the suffering of the soldiers.) completamente; justamente, (dar) en el blanco•- homeless- homely
- homeliness
- homing
- home-coming
- home-grown
- homeland
- home-made
- home rule
- homesick
- homesickness
- homestead
- home truth
- homeward
- homewards
- homeward
- homework
- at home
- be/feel at home
- home in on
- leave home
- make oneself at home
- nothing to write home about
home1 adj1. natal2. casero3. de casa / localhome2 adv a casahome3 n1. casa / hogar2. residenciatr[həʊm]1 (house) hogar nombre masculino, casa2 formal use domicilio3 (institution) asilo4 (country, village etc) patria, tierra5 SMALLZOOLOGY/SMALL hábitat nombre masculino6 SMALLSPORT/SMALL casa1 casero,-a2 SMALLPOLITICS/SMALL (del) interior3 (native) natal4 SMALLSPORT/SMALL de casa, en casa1 en casa, a casa, de casa\SMALLIDIOMATIC EXPRESSION/SMALLat home en casahome sweet home hogar dulce hogarto be nothing to write home about no ser nada del otro mundo, no ser nada del otro juevesto come home to somebody darse cuenta■ it suddenly came home to me that I was all alone de repente me di cuenta de que estaba totalmente soloto feel at home figurative use estar a gusto, sentirse en casato make oneself at home ponerse cómodo,-aHome Office SMALLBRITISH ENGLISH/SMALL Ministerio del Interiorhome rule autonomíahome help asistentahome page (Internet) página inicial, página principalhome run (in baseball) carrera completahome team equipo local, equipo de casahome town pueblo natal, patria chicahome ['ho:m] n1) : casa f, hogar m, domicilio mto feel at home: sentirse en casa2) institution: residencia f, asilo madj.• casero, -a adj.• doméstico, -a adj.• hogareño, -a adj.• nacional adj.• patrio, -a adj.adv.• a casa adv.n.• asilo s.m.• casa s.f.• fuego s.m.• habitación s.f.• hogar s.m.• patria s.f.• patria chica s.f.• posada s.f.v.• mandar a casa v.
I həʊm1) u c ( of person)a) ( dwelling) casa fto own one's own home — tener* casa propia
marital home — domicilio m conyugal; see also at home, home I 3); (before n)
b) ( in wider sense)they made their home in Germany — se establecieron en Alemania, fijaron su residencia en Alemania (frml)
to leave home — irse* de casa
those remarks were uncomfortably close to home — esos comentarios me (or le etc) tocaban muy de cerca
a home away from home o (BrE) a home from home — una segunda casa
home is where the heart is — el verdadero hogar está donde uno tiene a los suyos
c) ( family environment) hogar m2) ca) (of object, group, institution)can you find a home for these files somewhere? — (colloq) a ver si encuentras dónde guardar estos archivos
b) (of animal, plant) (Bot, Zool) hábitat m3) at homea) ( in house) en casawhat's that when it's at home? — (colloq) ¿y eso con qué se come? (fam)
b) ( at ease)make yourself at home — ponte cómodo, estás en tu casa
c) ( not abroad)d) ( Sport) en casato be/play at home — jugar* en casa
4) c ( institution) ( children's home) asilo m (AmL), orfanatorio m (Méx), centro m de acogida de menores (Esp); ( old people's home) residencia f de ancianosdogs' home — (BrE) perrera f
5) ( Sport)a) u ( the finish) meta f•Phrasal Verbs:- home in
II
1)a) ( where one lives) <come/arrive> a casanothing to write home about — nada del otro mundo or (fam) del otro jueves
b) ( from abroad)the folks back home — (AmE) la familia
2) ( Sport)the first horse/runner home — el primer caballo/corredor en llegar a la meta
to be home free o (BrE) home and dry — tener* la victoria asegurada
3) ( to desired place)to get something home to somebody — hacerle* entender algo a alguien
to drive something home (to somebody) — hacer(le)* entender algo (a alguien)
try to drive it home to him that... — hazle entender que...; see also strike home
III
adjective (before n)a) <address/telephone number> particular; <background/environment> familiar; <cooking/perm> caserohome comforts — comodidades fpl
home delivery — ( of purchases) entrega f a domicilio
home visit — ( by doctor) (BrE) visita f a domicilio
b) ( of origin)home state — ( in US) estado m natal or de procedencia
c) ( not foreign) <affairs/market> nacional[hǝʊm]1. N1) (=house) casa f ; (=residence) domicilio m•
at home — en casais Mr Lyons at home? — ¿está el señor Lyons?
I'm not at home in Japanese — apenas me defiendo en japonés, sé muy poco de japonés
for us this is a home from home — aquí estamos como en casa, esta es como una segunda casa para nosotros
•
he comes from a good home — es de buena familia•
home sweet home — hogar, dulce hogar2) (=refuge) hogar m ; (=hospital, hostel) asilo m3) (=country) patria f ; (=town) ciudad f natal; (=origin) cuna f4) (Bio) hábitat m5) (Sport) (=target area) meta f (=home ground)6) (Comput) punto m inicial, punto m de partida2. ADV1) (lit) (=at home) en casa; (=to home) a casato be home — estar en casa; (=upon return) estar de vuelta en casa
I'll be home at five o'clock — (upon return) estaré en casa a las cinco
•
as we say back home — como decimos en mi tierraback home in Australia — en mi tierra, (en) Australia
•
to come home — volver a casa•
to get home — llegar a casa•
to go home — volver a casa; (from abroad) volver a la patria•
he leaves home at eight — sale de casa a las ocho•
that remark came near home — esa observación le hirió en lo vivo•
to see sb home — acompañar a algn a su casa•
to send sb home — mandar a algn a casa•
to stay home — quedarse en casa2) (fig)•
to bring sth home to sb — hacerle ver algo a algn•
it came home to me — me di cuenta de ello•
to drive sth home, to drive a point home — subrayar un puntopress 2., 7)•
to strike home — (=hit target) [shell, bullet] dar en el blanco; (=go right in) [hammer, nail] remachar3.VI [pigeons] volver a casa4.CPDhome address N — (on form) domicilio m
my home address — mi dirección particular, las señas de mi casa
home assembly N — montaje m propio
home-assembly•
for home assembly — para montaje propiohome automation N — domótica f
home banking N — banco m en casa
home base N — [of person] lugar m de residencia; [of guerrillas] base f de operaciones; [of company] sede f
home birth N — parto m a domicilio
home brew N — (=beer) cerveza f casera; (=wine) vino m casero
home buying N — compra f de vivienda
home comforts NPL — comodidades fpl domésticas
home computer N — ordenador m doméstico
home computing N — informática f doméstica
home cooking N — cocina f casera
the Home Counties NPL — (Brit) los condados alrededor de Londres
home country N — patria f, país m de origen
home delivery N — [of food] entrega f a domicilio; [of baby] parto m a domicilio
home economics NSING — (Scol) ciencia f del hogar
home field (US) N — (Sport) casa f
•
to play on one's home field — jugar en casahome fries NPL — (US) carne picada frita con patatas y col
home front N — frente m interno
home ground N (Sport) —
to be on home ground — (fig) estar en su terreno or lugar
Home Guard N — (Brit) cuerpo de voluntarios para la defensa nacional durante la segunda guerra mundial
home help N — (=act) atención f domiciliaria, ayuda f a domicilio; (Brit) (=person) asistente(-a) m / f (especialmente los que, a cargo de la seguridad social, ayudan en las tareas domésticas a personas necesitadas)
home helper N — (US) asistente(-a) m / f
home improvements NPL — reformas fpl en casa
home industries NPL — (Comm) industrias fpl nacionales
home journey N — viaje m a casa, viaje m de vuelta
home leave N — permiso m para irse a casa
home market N — (Comm) mercado m nacional, mercado m interior
home match N — (Sport) partido m en casa
home movie N — película f hecha por un aficionado
home nations NPL (Brit) —
•
the home nations — las cuatro naciones británicasHome Office N — (Brit) Ministerio m del Interior, Gobernación f (Mex)
home owner N — propietario(-a) m / f de una casa
home owners — propietarios mpl de viviendas
home ownership N — propiedad f de viviendas
home page N — (Internet) (=personal page) página f personal; (=webpage) página f web; (=start page) página f de inicio
home product N — (Comm) producto m nacional
home run N — (Baseball) jonrón m ; (=return journey) [of ship, truck] viaje m de vuelta
home sales NPL — ventas fpl nacionales
Home Secretary N — (Brit) Ministro m del Interior
home shopping N — venta f por correo; (TV, Telec) televenta f
the home side N — (Sport) el equipo de casa, el equipo local
home straight N — (Sport) recta f final
to be in the home straight — (fig) estar en la última recta
home stretch N — = home straight
the home team N — (Sport) el equipo de casa, el equipo local
home trade N — (Comm) comercio m interior
home truths NPL —
home victory N — (Sport) victoria f en casa
home video N — vídeo m amateur, video m amateur (LAm)
home visit N — visita f a domicilio
home waters NPL — aguas fpl territoriales
HOME COUNTIES Los Home Counties son los condados que se encuentran en los alrededores de Londres: Berkshire, Buckinghamshire, Essex, Hertfordshire, Kent y Middlesex, un alto porcentaje de cuya población se encuentra en buena posición económica. De ahí que el término Home Counties haya adquirido dimensiones culturales y a la gente que vive en ellos se les considere en general personas adineradas de clase media-alta que, además, tienen al hablar un acento muy particular, conocido como RP.home win N — (Sport) victoria f en casa
See:see cultural note ENGLISH in English* * *
I [həʊm]1) u c ( of person)a) ( dwelling) casa fto own one's own home — tener* casa propia
marital home — domicilio m conyugal; see also at home, home I 3); (before n)
b) ( in wider sense)they made their home in Germany — se establecieron en Alemania, fijaron su residencia en Alemania (frml)
to leave home — irse* de casa
those remarks were uncomfortably close to home — esos comentarios me (or le etc) tocaban muy de cerca
a home away from home o (BrE) a home from home — una segunda casa
home is where the heart is — el verdadero hogar está donde uno tiene a los suyos
c) ( family environment) hogar m2) ca) (of object, group, institution)can you find a home for these files somewhere? — (colloq) a ver si encuentras dónde guardar estos archivos
b) (of animal, plant) (Bot, Zool) hábitat m3) at homea) ( in house) en casawhat's that when it's at home? — (colloq) ¿y eso con qué se come? (fam)
b) ( at ease)make yourself at home — ponte cómodo, estás en tu casa
c) ( not abroad)d) ( Sport) en casato be/play at home — jugar* en casa
4) c ( institution) ( children's home) asilo m (AmL), orfanatorio m (Méx), centro m de acogida de menores (Esp); ( old people's home) residencia f de ancianosdogs' home — (BrE) perrera f
5) ( Sport)a) u ( the finish) meta f•Phrasal Verbs:- home in
II
1)a) ( where one lives) <come/arrive> a casanothing to write home about — nada del otro mundo or (fam) del otro jueves
b) ( from abroad)the folks back home — (AmE) la familia
2) ( Sport)the first horse/runner home — el primer caballo/corredor en llegar a la meta
to be home free o (BrE) home and dry — tener* la victoria asegurada
3) ( to desired place)to get something home to somebody — hacerle* entender algo a alguien
to drive something home (to somebody) — hacer(le)* entender algo (a alguien)
try to drive it home to him that... — hazle entender que...; see also strike home
III
adjective (before n)a) <address/telephone number> particular; <background/environment> familiar; <cooking/perm> caserohome comforts — comodidades fpl
home delivery — ( of purchases) entrega f a domicilio
home visit — ( by doctor) (BrE) visita f a domicilio
b) ( of origin)home state — ( in US) estado m natal or de procedencia
c) ( not foreign) <affairs/market> nacional -
28 master
1. feminine - mistress; noun1) (a person or thing that commands or controls: I'm master in this house!) senhor2) (an owner (of a slave, dog etc): The dog ran to its master.) dono3) (a male teacher: the Maths master.) professor4) (the commander of a merchant ship: the ship's master.) comandante5) (a person very skilled in an art, science etc: He's a real master at painting.) mestre6) ((with capital) a polite title for a boy, in writing or in speaking: Master John Smith.) Menino2. adjective((of a person in a job) fully qualified, skilled and experienced: a master builder/mariner/plumber.) experiente3. verb1) (to overcome (an opponent, handicap etc): She has mastered her fear of heights.) controlar2) (to become skilful in: I don't think I'll ever master arithmetic.) dominar•- masterfully
- masterfulness
- masterly
- masterliness
- mastery
- master key
- mastermind 4. verb(to plan (such a scheme): Who masterminded the robbery?) planear- master stroke
- master switch
- master of ceremonies* * *mas.ter[m'a:stə; m'æstə] n 1 dono, senhor, amo. 2 mestre, patrão. 3 professor. 4 artista. 5 proprietário, empregador. 6 vencedor. 7 chefe, supervisor. 8 perito, especialista. 9 título honorífico nas universidades. • vt 1 domar, controlar. 2 assenhorear-se de. 3 dominar a fundo. 4 tornar-se perito em, ser mestre em. • adj 1 magistral, de mestre, superior. 2 principal. Master of Arts Educ mestre em Ciências Humanas. master of ceremonies mestre-de-cerimônias. Master of Science Educ mestre em Ciências. the Master Jesus Cristo. to be master of ser dono ou senhor de. to be one’s own master ser independente. -
29 master
['mɑːstə] 1. сущ.1)а) хозяин, владелец; господинto be master of smth. — владеть, обладать чем-л.
The dog saved its master's life. — Собака спасла жизнь своему хозяину.
Syn:б) победитель; лучший (в какой-л. области), кумирIn this young, obscure challenger the champion found his master. — Этот юный неприметный претендент оказался лучше самого чемпиона.
Syn:2) диал. глава семьи, хозяин дома; мужSyn:husband 1.3)а) специалист, знаток своего делаб) мастер; квалифицированный рабочийв) великий художник, мастер•Syn:4) брит.а) уст. (школьный) учитель ( о мужчинах-учителях)•Syn:5) магистр ( учёная степень)6) мор.а) = master mariner капитан торгового суднаThe first mate was studying to become a master. — Помощник капитана проходил курс обучения, чтобы стать капитаном.
Syn:б) штурман ( военного судна)Syn:7) ( The Master) Христос8)а) оригинал; образецб) первый оригинал ( в звукозаписи)в) информ. мастер-диск9) мастер, господин ( обращение слуг к молодым сыновьям своих хозяев)••to be one's own master — быть самостоятельным, независимым
2. прил.to be master of oneself — владеть собой, держать себя в руках
1) главный, старший; основной, господствующийmaster aerodrome — воен. основной аэродром
master station — радио ведущая, задающая радиопеленгаторная станция
Syn:dominant 1.2)а) искусный; квалифицированный; спорт. на профессиональном уровнеSyn:skilled, proficient 1.б) отличный, превосходный, высшего качестваSyn:superlative 1.в) разг. законченный, отпетыйHe is a master liar. — Он законченный лгун.
3) основной, главный; сводныйSyn:principal 1., predominant4) контрольныйKeep one as a master copy for your own reference and circulate the others. — Сохраните одну копию для себя, а остальные передайте другим.
3. гл.master form — тех. копир; шаблон
1)а) одолевать; справляться; преодолеватьto master completely / thoroughly — полностью преодолеть
You must learn to master your temper. — Ты должен учиться справляться со своим характером.
Deep grief masters me. — Меня одолевает глубокая печаль.
Syn:conquer, defeat 2., subdue, overcome, triumph, control 2., regulate, govern, manage, dominate, tame 2., curb 2., suppress, check 1., bridle 2.Syn:2)а) овладевать, усваиватьHe could never master mathematics. — Он никогда не мог справиться с математикой.
He has mastered at last the difference between "would" and "should". — Наконец-то он понял, в чем разница между "would" и "should".
Syn:grasp 2., get the hang ofб) достичь вершин мастерства (в чём-л.)He had mastered every aspect of publishing. — Он постиг все секреты издательского дела.
3) руководить, управлятьIt was a magnificent school, magnificently mastered. (Daily News) — Это была замечательная школа, управление которой осуществлялось не менее замечательно.
4) тех. видоизменять, трансформировать, модифицировать; умерятьSyn:5) записывать мастер-диск (о видеозаписи, звукозаписи, программном обеспечении) -
30 right
n1) право2) pl порядок3) право владельца акций на участие в новых выпусках акций этой компании на льготных условиях
- absolute rights
- agent's rights
- application right
- appropriative right
- basic rights
- bonus right
- buyer's right
- carrier's right
- civil right
- claimant's right
- commercial right
- constitutional rights
- conversion rights
- distribution right
- dividend right
- drawing rights
- equal rights
- exclusive right
- exclusive right of sale
- exclusive right to use
- exclusivity right
- franchising right
- full right of use
- fundamental rights
- grand rights
- human rights
- inalienable right
- incorporeal right
- industrial right
- industrial property right
- infringed right
- inherent right
- innovative rights
- in-rem right
- intellectual property rights
- inventor's right
- licensed right
- lawful right
- legal right
- legitimate right
- manufacturing right
- material right
- mercantile right
- mineral rights
- Miranda rights
- monopoly right
- natural rights
- nonexclusive right to sell
- nonproperty right
- option right
- ownership right
- participating right
- patent right
- patentee's right
- patent sales right
- precarious right
- pre-emption right
- pre-emptive right
- preferential right
- prescriptive right
- prior right
- priority right
- procedural right
- property right
- property right to buildings
- property right to land
- property right to an enterprise
- proprietary right
- protective right
- purchase right
- qualified voting right
- reciprocal right
- sales right
- security right
- seller's right
- selling right
- semi-exclusive right
- simple right
- sole right to sell
- sole voting right
- Special Drawing Rights
- statutory rights
- stock right
- stock redemption right
- subrogation rights
- subscription right
- taxing rights
- tenant right
- third-party rights
- trading right
- underlying right
- unqualified rights
- vested right
- veto right
- voting right
- right in rem
- right in property
- right of action
- rights of an agent
- right of appeal
- right of authorship
- right of cancellation
- right of a carrier
- right of a charterer
- right of claim
- right of continued use
- right of concurrent use
- right of confiscation
- right of defence
- right of demand
- right of disposal
- right of domicile
- right of early delivery
- right of eminent domain
- right of entry
- right of establishment
- right of first refusal
- right of inspection
- right of issuing notes
- right of joint use
- right of movement
- right of offset
- right of option
- right of owner
- right of ownership
- right of passage
- right of possession
- right of pre-emption
- rights of the principal
- right of priority
- right of priority of creditors
- right of prior use
- right of property
- right of protection
- right of protest
- right of publication
- right of readdressing
- right of recourse
- right of redemption
- right of reexport
- right of regress
- right of reproduction
- right of repurchase
- right of resale
- right of rescission
- right of retention
- right of return
- right of routing
- right of sales
- right of signature
- right of stoppage in transit
- right of sublease
- right of substitution
- right of suit
- right of survivorship
- right of veto
- right of way
- right to assign
- right to benefits
- right to be presumed innocent until proved guilty
- right to be reimbursed
- right to cargo
- right to a claim
- right to claim damages
- right to compensation
- right to contribution in general average
- right to dispose
- right to distribute
- right to indemnity
- right to an industrial design
- right to issue
- right to manufacture
- right to a part of the assets upon liquidation
- right to pass through
- right to a patent
- right to a pension
- right to a proportion of the net profits
- right to recall
- right to recover damages
- right to remuneration
- right to sell
- right to subscribe to new shares
- right to substitution
- right to tax income
- right to terminate a contract
- right to use
- right to vote
- all rights reserved
- rights and liabilities
- cum rights
- ex rights
- with rights
- without the right of recourse
- without any prejudice to the right
- abandon a right
- abridge rights
- acquire a right
- affect the rights
- ascertain rights
- assert one's rights
- assign a right
- assume a right
- buy TV rights for sports events
- cede a right
- contest a right
- convey a right
- curtail rights
- define rights
- deny a right
- deprive of a right
- determine rights
- disclaim a right
- encroach on rights
- enjoy a right
- establish a right
- exercise a right
- forfeit a right
- forgo a right
- give the right to
- grant the right to
- have a right
- impair a right
- infringe on a right
- introduce a pre-emptive right
- invoke a right
- lose a right
- prejudice a right
- protect rights
- recognize rights
- relinquish one's right
- renounce a right
- reserve a right
- resign a right
- respect rights
- restore smb to his rights
- restrict rights
- retain a right
- secure a right
- surrender a right
- transfer a right
- uphold a right
- use a right
- vest with rights
- vindicate one's rights
- violate a right
- waive a right -
31 risk
1. n1) риск3) застрахованное лицо; застрахованная вещь
- abnormal risk
- accident risk
- actual risk
- actuarial risk
- additional risk
- admissible risk
- aggregate risk
- air bill all risks
- all risks
- assigned risk
- average risk
- balance-sheet risk
- bilateral risk
- breakage risk
- business risk
- businessman's risk
- buyer's risk
- calculated risk
- catastrophe risk
- charterer's risk
- collective risk
- commercial risk
- company's risk
- concentration risk
- conditional risk
- constant risk
- consumer's risk
- contractor's risk
- conventional risk
- counterparty failure risk
- country risk
- credit risk
- currency risk
- customary risk
- customer's risk
- default risk
- del credere risk
- downside risk
- economic risk
- entrepreneurial risk
- estimated risk
- exchange risk
- exchange rate risk
- excluded risk
- extra risk
- financial risk
- fire risk
- foreign exchange risk
- foreseeable risk
- freight risk
- huge risk
- inherent risk
- insurable risk
- insurance risk
- insured risk
- integrated risk
- interest rate risk
- inventory risk
- investment risk
- irreparable risk
- land risk
- leakage risk
- legal risk
- limited risk
- liquidity risk
- loading risk
- managing risk
- manufacturer's risk
- manufacturing risk
- marine risk
- maritime risk
- market risk
- market liquidity risk
- maturity risk
- mean risk
- minimum risk
- mortality risk
- noninsurable risk
- noninsured risk
- off-balance-sheet risk
- operational risk
- overall risk
- owner's risk
- policy risk
- prepayment risk
- price risk
- producer's risk
- production risk
- project risk
- property risk
- pure risk
- refinancing risk
- regulatory risk
- reinvestment risk
- riot risk
- road risk
- roll-over risk
- savings loss risk
- sea risk
- security risk
- seller's risk
- settlement risk
- shipper's risk
- sovereign risk
- special risk
- speculative risk
- systemic risk
- tenant's risk
- terrorist risk
- tolerated risk
- transaction risk
- transfer risk
- translation risk
- transport risk
- underwriting risk
- unilateral risk
- uninsurable risk
- uninsured risk
- unloading risk
- upside interest rate risk
- usual risk
- volatility risk
- risk for own account
- risk of accidental loss of goods
- risk of boats
- risk of breakage
- risk of buying undervalued securities
- risk of carriage
- risk of collision
- risk of conveyance
- risk of currency depreciation
- risk of damage to goods
- risk of default of acceptance
- risk of a downturn in the world economy
- risk of exchange losses
- risk of fire
- risk of leakage
- risk of loss
- risk of loss on loans
- risk of miscarriage of justice
- risk of mistake
- risk of moisture
- risk of nonacceptance
- risk of nonpayment
- risk of principal
- risk of the sea
- risk of seizure
- risk of a supply shortage
- risk of unforeseeable loss
- against all risks
- at risk
- at smb's risk
- for smb's risk
- 15-fold risk
- accept a risk
- aggravate the risk
- assess a risk
- assume a risk
- bear a risk
- be a good risk
- be a good credit risk
- be a safe trading risk
- be averse to risk
- carry a risk
- cover a risk
- cover risks to property from terrorist attack
- diversify risks
- expose to risk
- heighten risk
- incur a risk
- insure a risk
- insure against a risk
- lessen a risk
- measure a risk
- outweigh risk
- prevent a risk
- price risk
- reduce a risk
- run a risk
- spread a risk
- take a risk
- take out of risk
- underestimate risk
- undertake a risk
- underwrite a risk2. v -
32 strips
Finthe parts of a bond that entitle the owner only to interest payments or only to the repayment of principal -
33 Bilgram, Hugo
SUBJECT AREA: Mechanical, pneumatic and hydraulic engineering[br]b. 13 January 1847 Memmingen, Bavaria, Germanyd. 27 August 1932 Moylan, Pennsylvania, USA[br]German (naturalized American) mechanical engineer, inventor of bevel-gear generator and economist.[br]Hugo Bilgram studied mechanical engineering at the Augsburg Maschinenbau Schule and graduated in 1865. He worked as a machinist and draughtsman for several firms in Germany before going to the United States in 1869.In America he first worked for L.B.Flanders Company and Southwark Foundry \& Machine Company in Philadelphia, designing instruments and machines. In the 1870s he also assisted in an evening class in drawing at The Franklin Institute. He devised the Bilgram Valve Diagram for analysing the action of steam engine slide valves and he developed a method of drawing accurate outlines of gear teeth. This led him to design a machine for cutting the teeth of gear wheels, particularly bevel wheels, which he patented in 1884. He was in charge of the American branch of Brehmer Brothers Company from 1879 and in 1884 became the sole owner of the company, which was later incorporated as the Bilgram Machine Works. He was responsible for several other inventions and developments in gear manufacture.Bilgram was a member of the Franklin Institute, the American Academy of Political and Social Science, the Philadelphia Technische Verein and the Philadelphia Engineer's Club, and was elected a member of the American Society of Mechanical Engineers in 1885. He was also an amateur botanist, keenly interested in microscopic work.[br]Principal Honours and DistinctionsFranklin Institute Elliott Cresson Gold Medal. City of Philadelphia John Scott Medal.BibliographyHugo Bilgram was granted several patents and was the author of: 1877, Slide Valve Gears.1889, Involuntary Idleness.1914, The Cause of Business Depression.1928, The Remedy for Overproduction and Unemployment.Further ReadingRobert S.Woodbury, 1958, History of the Gear-cutting Machine, Cambridge, Mass, (describes Bilgram's bevel-gear generating machine).RTS -
34 Bollée, Ernest-Sylvain
[br]b. 19 July 1814 Clefmont (Haute-Marne), Franced. 11 September 1891 Le Mans, France[br]French inventor of the rotor-stator wind engine and founder of the Bollée manufacturing industry.[br]Ernest-Sylvain Bollée was the founder of an extensive dynasty of bellfounders based in Le Mans and in Orléans. He and his three sons, Amédée (1844–1917), Ernest-Sylvain fils (1846–1917) and Auguste (1847-?), were involved in work and patents on steam-and petrol-driven cars, on wind engines and on hydraulic rams. The presence of the Bollées' car industry in Le Mans was a factor in the establishment of the car races that are held there.In 1868 Ernest-Sylvain Bollée père took out a patent for a wind engine, which at that time was well established in America and in England. In both these countries, variable-shuttered as well as fixed-blade wind engines were in production and patented, but the Ernest-Sylvain Bollée patent was for a type of wind engine that had not been seen before and is more akin to the water-driven turbine of the Jonval type, with its basic principle being parallel to the "rotor" and "stator". The wind drives through a fixed ring of blades on to a rotating ring that has a slightly greater number of blades. The blades of the fixed ring are curved in the opposite direction to those on the rotating blades and thus the air is directed onto the latter, causing it to rotate at a considerable speed: this is the "rotor". For greater efficiency a cuff of sheet iron can be attached to the "stator", giving a tunnel effect and driving more air at the "rotor". The head of this wind engine is turned to the wind by means of a wind-driven vane mounted in front of the blades. The wind vane adjusts the wind angle to enable the wind engine to run at a constant speed.The fact that this wind engine was invented by the owner of a brass foundry, with all the gear trains between the wind vane and the head of the tower being of the highest-quality brass and, therefore, small in scale, lay behind its success. Also, it was of prefabricated construction, so that fixed lengths of cast-iron pillar were delivered, complete with twelve treads of cast-iron staircase fixed to the outside and wrought-iron stays. The drive from the wind engine was taken down the inside of the pillar to pumps at ground level.Whilst the wind engines were being built for wealthy owners or communes, the work of the foundry continued. The three sons joined the family firm as partners and produced several steam-driven vehicles. These vehicles were the work of Amédée père and were l'Obéissante (1873); the Autobus (1880–3), of which some were built in Berlin under licence; the tram Bollée-Dalifol (1876); and the private car La Mancelle (1878). Another important line, in parallel with the pumping mechanism required for the wind engines, was the development of hydraulic rams, following the Montgolfier patent. In accordance with French practice, the firm was split three ways when Ernest-Sylvain Bollée père died. Amédée père inherited the car side of the business, but it is due to Amédée fils (1867– 1926) that the principal developments in car manufacture came into being. He developed the petrol-driven car after the impetus given by his grandfather, his father and his uncle Ernest-Sylvain fils. In 1887 he designed a four-stroke single-cylinder engine, although he also used engines designed by others such as Peugeot. He produced two luxurious saloon cars before putting Torpilleur on the road in 1898; this car competed in the Tour de France in 1899. Whilst designing other cars, Amédée's son Léon (1870–1913) developed the Voiturette, in 1896, and then began general manufacture of small cars on factory lines. The firm ceased work after a merger with the English firm of Morris in 1926. Auguste inherited the Eolienne or wind-engine side of the business; however, attracted to the artistic life, he sold out to Ernest Lebert in 1898 and settled in the Paris of the Impressionists. Lebert developed the wind-engine business and retained the basic "stator-rotor" form with a conventional lattice tower. He remained in Le Mans, carrying on the business of the manufacture of wind engines, pumps and hydraulic machinery, describing himself as a "Civil Engineer".The hydraulic-ram business fell to Ernest-Sylvain fils and continued to thrive from a solid base of design and production. The foundry in Le Mans is still there but, more importantly, the bell foundry of Dominique Bollée in Saint-Jean-de-Braye in Orléans is still at work casting bells in the old way.[br]Further ReadingAndré Gaucheron and J.Kenneth Major, 1985, The Eolienne Bollée, The International Molinological Society.Cénomane (Le Mans), 11, 12 and 13 (1983 and 1984).KM -
35 Bury, Edward
[br]b. 22 October 1794 Salford, Lancashire, Englandd. 25 November 1858 Scarborough, Yorkshire, England[br]English steam locomotive designer and builder.[br]Bury was the earliest engineer to build locomotives distinctively different from those developed by Robert Stephenson yet successful in mainline passenger service. A Liverpool sawmill owner, he set up as a locomotive manufacturer while the Liverpool \& Manchester Railway was under construction and, after experiments, completed the four-wheeled locomotive Liverpool in 1831. It included features that were to be typical of his designs: a firebox in the form of a vertical cylinder with a dome-shaped top and the front flattened to receive the tubes, and inside frames built up from wrought-iron bars. In 1838 Bury was appointed to supply and maintain the locomotives for the London \& Birmingham Railway (L \& BR), then under construction by Robert Stephenson, on the grounds that the latter should not also provide its locomotives. For several years the L \& BR used Bury locomotives exclusively, and they were also used on several other early main lines. Following export to the USA, their bar frames became an enduring feature of locomotive design in that country. Bury claimed, with justification, that his locomotives were economical in maintenance and fuel: the shape of the firebox promoted rapid circulation of water. His locomotives were well built, but some of their features precluded enlargement of the design to produce more powerful locomotives and within a few years they were outclassed.[br]Principal Honours and DistinctionsFRS 1844.Bibliography1840, "On the locomotive engines of the London and Birmingham Railway", Transactions of the Institution of Civil Engineers 3 (4) (provides details of his locomotives and the thinking behind them).Further ReadingC.F.Dendy Marshall, 1953, A History of'Railway Locomotives Down to the End of the Year 1831, London: The Locomotive Publishing Co. (describes Bury's early work).P.J.G.Ransom, 1990, The Victorian Railway and How It Evolved, London: Heinemann, pp. 167–8 and 174–6.PJGR -
36 Caird, Sir James
SUBJECT AREA: Ports and shipping[br]b. 2 January 1864 Glasgow, Scotlandd. 27 September 1954 Wimbledon, London, England[br]Scottish shipowner and shipbuilder.[br]James Caird was educated at Glasgow Academy. While the connections are difficult to unravel, it is clear he was related to the Cairds of Greenock, whose shipyard on the Clyde built countless liners for the P \& O Company, and to the Caird family who were munificent benefactors of Dundee and the Church of Scotland.In 1878 Caird joined a firm of East India Merchants in Glasgow, but later went to London. In 1890 he entered the service of Turnbull, Martin \& Co., managers of the Scottish Shire Line of Steamers; he quickly rose to become Manager, and by 1903 he was the sole partner and owner. In this role his business skill became apparent, as he pioneered (along with the Houlder and Federal Lines) refrigerated shipping connections between the United Kingdom and Australia and New Zealand. In 1917 he sold his shipping interests to Messrs Cayzer Irvine, managers of the Clan Line.During the First World War, Caird set up a new shipyard on the River Wye at Chepstow in Wales. Registered in April 1916, the Standard Shipbuilding and Engineering Company took over an existing shipbuilder in an area not threatened by enemy attacks. The purpose of the yard was rapid building of standardized merchant ships during a period when heavy losses were being sustained because of German U-boat attacks. Caird was appointed Chairman, a post he held until the yard came under full government control later in the war. The shipyard did not meet the high expectations of the time, but it did pioneer standard shipbuilding which was later successful in the USA, the UK and Japan.Caird's greatest work may have been the service he gave to the councils which helped form the National Maritime Museum at Greenwich. He used all his endeavours to ensure the successful launch of the world's greatest maritime museum; he persuaded friends to donate, the Government to transfer artefacts and records, and he gave of his wealth to purchase works of art for the nation. Prior to his death he endowed the Museum with £1.25 million, a massive sum for the 1930s, and this (the Caird Fund) is administered to this day by the Trustees of Greenwich.[br]Principal Honours and DistinctionsBaronet 1928 (with the title Sir James Caird of Glenfarquhar).Further ReadingFrank C.Bowen, 1950, "The Chepstow Yards and a costly venture in government shipbuilding", Shipbuilding and Shipping Record (14 December).FMW -
37 Field, Cyrus West
SUBJECT AREA: Telecommunications[br]b. 30 November 1819 Stockbridge, Massachusetts, USAd. 12 July 1892 New York City, New York, USA[br]American financier and entrepreneur noted for his successful promotion of the first transatlantic telegraph cable.[br]At the age of 15 Field left home to seek his fortune in New York, starting work on Broadway as an errand boy for $1 per week. Returning to Massachusetts, in 1838 he became an assistant to his brother Matthew, a paper-maker, leaving to set up his own business two years later. By the age of 21 he was also a partner in a New York firm of paper wholesalers, but this firm collapsed because of large debts. Out of the wreckage he set up Cyrus W.Field \& Co., and by 1852 he had paid off all the debts. With $250,000 in the bank he therefore retired and travelled in South America. Returning to the USA, he then became involved with the construction of a telegraph line in Newfoundland by an English engineer, F.N. Osborne. Although the company collapsed, he had been fired by the dream of a transatlantic cable and in 1854 was one of the founders of the New York, Newfoundland and London Telegraph Company. He began to promote surveys and hold discussions with British telegraph pioneers and with Isambard Brunel, who was then building the Great Eastern steamship. In 1856 he helped to set up the Atlantic Telegraph Company in Britain and, as a result of his efforts and those of the British physicist and inventor Sir William Thomson (Lord Kelvin), work began in 1857 on the laying of the first transatlantic cable from Newfoundland to Ireland. After many tribulations the cable was completed on 5 August 1857, but it failed after barely a month. Following several unsuccessful attempts to repair and replace it, the cable was finally completed on 27 July 1866. Building upon his success, Field expanded his business interests. In 1877 he bought a controlling interest in and was President of the New York Elevated Railroad Company. He also helped develop the Wabash Railroad and became owner of the New York Mail and Express newspaper; however, he subsequently suffered large financial losses.[br]Principal Honours and DistinctionsCongressional Gold Medal.Further ReadingA.C.Clarke, 1958, Voice Across the Sea, London: Frederick Muller (describes the development of the transatlantic telegraph).H.M.Field, 1893, Story of the Atlantic Telegraph (also describes the transatlantic telegraph development).L.J.Judson (ed.), 1893, Cyrus W.Field: His Life and Work (a complete biography).KF -
38 Ridley, John
SUBJECT AREA: Agricultural and food technology[br]b. 1806 West Boldon, Co. Durham, Englandd. 1887 Malvern, England[br]English developer of the stripper harvester which led to a machine suited to the conditions of Australia and South America.[br]John Ridley was a preacher in his youth, and then became a mill owner before migrating to Australia with his wife and daughters in 1839. Intending to continue his business in the new colony, he took with him a "Grasshopper" overbeam steam-engine made by James Watt, together with milling equipment. Cereal acreages were insufficient for the steam power he had available, and he expanded into saw milling as well as farming 300 acres. Aware of the Adelaide trials of reaping machines, he eventually built a prototype using the same principles as those developed by Wrathall Bull. After a successful trial in 1843 Ridley began the patent procedure in England, although he never completed the project. The agricultural press was highly enthusiastic about his machine, but when trials took place in 1855 the award went to a rival. The development of the stripper enabled a spectacular increase in the cereal acreage planted over the next decade. Ridley left Australia in 1853 and returned to England. He built a number of machines to his design in Leeds; however, these failed to perform in the much damper English climate. All of the machines were exported to South America, anticipating a substantial market to be exploited by Australian manufacturers.[br]Principal Honours and DistinctionsIn 1913 a Ridley scholarship was established by the faculty of Agriculture at Adelaide University.Further ReadingG.Quick and W.Buchele, 1978, The Grain Harvesters, American Society of Agricultural Engineers (includes a chapter devoted to the Australian developments).A.E.Ridley, 1904, A Backward Glance (describes Ridley's own story).G.L.Sutton, 1937, The Invention of the Stripper (a review of the disputed claims between Ridley and Bull).L.J.Jones, 1980, "John Ridley and the South Australian stripper", The History ofTechnology, pp. 55–103 (a more detailed study).——1979, "The early history of mechanical harvesting", The History of Technology, pp. 4,101–48 (discusses the various claims to the first invention of a machine for mechanical harvesting).AP -
39 Whipple, Squire
SUBJECT AREA: Civil engineering[br]b. 1804 Hardwick, Massachusetts, USAd. 15 March 1888 Albany, New York, USA[br]American civil engineer, author and inventor.[br]The son of James and Electa Whipple, his father was a farmer and later the owner of a small cotton mil at Hardwick, Massachusetts. In 1817 Squire Whipple moved with his family to Otego County, New York. He helped on the farm and attended the academy at Fairfield, Herkimer County. For a time he taught school pupils, and in 1829 he entered Union College, Schenectady, where he received the degree of AB in 1830; his interest in engineering was probably aroused by the construction of the Erie Canal near his home during his boyhood. He was first employed in a minor capacity in surveys for the Baltimore and Ohio Railroad and for the Erie Canal. In 1836–7 he was resident engineer for a division of the New York and Erie Railroad and was also employed in a number of other railroad and canal surveys, making surveying instruments in the intervals between these appointments; in 1840, he completed a lock for weighing canal boats.Whipple received his first bridge patent on 24 April 1841; this was for a truss of arched upper chord made of cast and wrought iron. Five years later, he devised a trapezoidal truss which was used in the building of many bridges over the succeeding generation. In 1852–3 Whipple used his truss in an iron railroad bridge of 44.5 m (146 ft) span on the Rensselaer and Saratoga Railroad. He also built a number of bridges with lifting spans.Whipple's main contribution to bridge engineering was the publication in 1847 of A Work on Bridge Building. In 1869 he issued a continuation of this treatise, and a fourth edition of both was published in 1883.[br]Principal Honours and DistinctionsHonorary Member, American Society of Civil Engineers.IMcN -
40 Wozniak, Stephen G.
SUBJECT AREA: Electronics and information technology[br]b. 1950 Sunnyvale, California, USA[br]American computer engineer who with Steven Jobs built the first home computer.[br]Bored by school at Sunnyvale, the young Wozniak became interested in computers and at the age of only 13 years he constructed a transistorized calculator that won a prize at the Bay Area Science Fair. After high school, he went to the University of Colorado, but he left the following year to study at the De Anza College in Cupertino, California, finally dropping out of formal education altogether and working as a programmer for a small computer company. In 1971 he made another attempt at studying for a degree in engineering, this time at the University of California at Berkeley, but he again dropped out and went to work for Hewlett-Packard, where he met 16-year-old Steve Jobs. Joining the Homebrew Computer Club, and with Jobs's help, he built a home computer based on the MOS Technology 8-bit, 6502 microprocessor chip. With 4 K of random access memory (RAM) and the first BASIC interpreter written by Wozniak himself, he demonstrated the computer to Hewlett-Packard management, but they showed little interest in taking it up. With Jobs he therefore founded Apple Company, and with assembly in Jobs's home they found an interested buyer in the shape of Paul Terrill, owner of the newly established Byte Shop chain store, who ordered 100 boards at US$500 each. As a result, with the support of a backer, Mike Markkula, Wozniak in 1976 designed a second computer, the Apple II, which had 16 K of RAM and was offered for sale (without a monitor) at $1195. This was an immediate success and sales rose from $775,000 in 1977 to $335 million in 1981 and $983 million in 1983. In the meantime, however, Wozniak was seriously injured in a plane crash in 1980. He recovered slowly from his injuries and in 1982 returned to college to complete his degree course, after which he spent much of his time with his family. Eventually he became increasingly unhappy with the chaotic management at Apple, and he left the company in 1985, subsequently forming his own computer company, Cloud 9.[br]Principal Honours and DistinctionsFirst National Technology Medal (with Jobs) 1985.Further ReadingM.Moritz, 1984, The Little Kingdom. The Private Story of Apple Computers.J.S.Young, 1988, Steve Jobs: The Journey is the Reward: Scott Foreman \& Co.KF
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