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41 interest
сущ.сокр. Int1)а) общ. интерес, заинтересованностьto be of interest to smb. — представлять интерес для кого-л.
to hold interest — поддерживать [удерживать\] интерес
Syn:concern, curiositySee:б) общ. увлечение, интересыcommunity of interest — сообщество [группа\] по интересам, сообщество интересов
2) общ. выгода, польза, преимущество, интересto protect [defend, safeguard, guard\] smb.'s interests — защищать [отстаивать\] чьи-л. интересы
in smb's interests — в чьих-л. интересах
in (the) interest(s) of smb./smth. — в интересах кого-л./чего-л.
We are acting in the best interest of our customers. — Мы действуем в наилучших интересах наших клиентов.
Syn:See:3) общ., мн. круги (лица, объединенные общими деловыми или профессиональными интересами)moneyed interests — денежные [богатые, финансовые\] круги
wealthy interests — состоятельные [богатые\] круги
See:4)а) эк. доля, участие в собственности [прибыли\] (об участии во владении каким-л. имуществом или каким-л. предприятием; права собственности на какое-л. имущество или на часть в чем-л.)to buy [purchase, acquire\] a controlling interest — покупать [приобретать\] контрольный пакет акций [контрольную долю\]
to sell a controlling interest — продавать контрольный пакет акций [контрольную долю\]
to own an interest — иметь долю, владеть долей (напр. в бизнесе)
half interest — половинная доля, половина
She owned a half interest in the home. — Ей принадлежало право собственности на половину дома.
to hold interest — владеть долей (в чем-л.)
30% interest — 30-процентная доля
He holds a 30% interest in the gold mine. — Он владеет 30-процентной долей в золотой шахте.
Syn:See:director's interest 2), directors' interests, controlling interest, minority interest, majority interest, register of interests in shares, carried interest, interest policy 2), certificate of beneficial interest, long interest, open interest, put-to-call open interest, safeguarding interests, short interest, governmental interestб) эк., юр. имущественное право (право лица владеть, пользоваться и распоряжаться каким-л. имуществом в пределах, установленных законом)to disclaim [renounce\] interest — отказаться от права (собственности)
Interest may be a property right to land, but it's not a right to absolute ownership of land. — Имущественное право может быть правом собственности на землю, но оно не является абсолютным правом собственности на землю.
See:1), shifting interest, beneficial interest, certificate of beneficial interest, register of interests in shares, shifting interest, unit of beneficial interest, insurable interest, dual interest insurance, single interest insurance, interest in tail5)а) фин., банк. процент, процентный доход (доход, получаемый с вложенного капитала и измеряемый как доля от его величины)interest on deposits — процент по депозитам [вкладам\]
to bear [to yield, to carry, to produce\] interest — приносить процент [процентный доход\] ( о финансовом активе)
The loan will carry interest of LIBOR plus 3.8 percent. — Заем принесет процент по ставке ЛИБОР плюс 3,8%.
to invest at interest — вкладывать деньги [инвестировать\] под проценты
The interest accrued to our account. — На нашем счету накопились проценты.
This is a flexible account that allows you to accrue interest on your balance with limited check writing. — Это гибкий счет, который позволяет вам получать проценты на остаток средств при ограниченной выписке чеков.
See:after-tax interest, daily interest, and interest, interest coupon, interest in possession trust, interest income, interest period, interest return, interest yield, interest spread, interest warrant, interest-bearing, interest-free, interest-only strip, interest-paying, accreted interest, accrued interest, accumulated interest, added interest, annual interest, any-interest-date call, area of interest fund, bearing interest, bearing no interest, bond interest, broken period interest, carried interest, cash flow interest coverage ratio, cash interest coverage ratio, deferred interest bond, draw interest, earn interest, field of interest fund, foreign interest payment security, income from interest, liquidity preference theory of interest, separate trading of registered interest and principal of securitiesб) фин., банк. (ссудный) процент (стоимость использования заемных денег; выражается в виде процентной доли от величины займа за определенный период)Banks create money and lend it at interest. — Банки создают деньги и ссужают их под процент.
to pay [to pay out\] interests — платить [выплачивать\] проценты
to calculate [to compute\] interest — вычислять [рассчитывать, подсчитывать\] проценты
computation of interest, calculation of interest, interest calculation, interest computation — расчет процентов
date from which interest is computed — дата, с которой начисляются [рассчитываются\] проценты
interest payment, payment of interest — процентный платеж, процентная выплата, выплата процентов
And, until you attain age 59½, sever employment, die or become disabled, the loans will continue to accrue interest. — И, до тех пор, пока вы не достигнете возраста 59,5 лет, прекратите работать, умрете или станете нетрудоспособным, по кредитам будут продолжать начисляться проценты.
Under Late Payment Legislation, for business-to-business debts, you can recover interest at 4% above the base rate. — В соответствии с законодательством о просроченных платежах, для долговых операций между предприятиями вы можете взыскивать процент в размере базовой процентной ставки плюс 4%.
See:interest rate, bank interest, days of interest, deferred interest, interest on interest, interest amount, past due interest bond, interest on interest, interest policy 1), add-on interest, annual interest, balloon interest, Boston interest, compound interest, compound interest bond, compound interest formula, covered interest arbitrage, cum interest, discount interest, exact interest, exact day interest, ex-interest, future value interest factor, gross interest, imputed interest, net interest, net interest cost, New York interest, simple interest, simple interest formula, interest discountв) фин., банк. = interest rateSee:consumer interest 3), interest allowed, interest parity, interest risk, interest sensitive, interest-induced wealth effect, bank interest, base rate of interest, cross-currency interest rate swap, current interest, effective annual rate of interest, effective interest, fixed interest, Fixed Interest Savings Certificates, fixed interest security, illegal interest, loanable funds theory of interest, monetary theory of interest, nominal interestг) общ. избыток, излишек; навар ( о щедрой благодарности)to repay smb. with interest — отплатить кому-л. с лихвой
She returned our favour with interest. — Она щедро отблагодарила нас за оказанную ей любезность.
* * *
interest; Int 1) процент: сумма, уплачиваемая должником кредитору за пользование деньгами последнего; стоимость использования денег; выражается в виде процентной ставки за определенный период, обычно год; 2) участие в капитале; капиталовложение; акция; титул собственности.* * *Проценты/участие (в капитале). Цена, выплачиваемая за получение денежного кредита. Выражается в виде процентной ставки на определенный период времени и отражает курс обмена текущего потребления на будущее потребление. Также: доля в собственности/право собственности . интерес; вещные права; имущественные права; пай Инвестиционная деятельность .* * *выражение главного содержания отношения данного лица к имуществу, которое является объектом страхования, права на него или обязательству к нему-----Банки/Банковские операциипроцент, процентный доходсм. - per cent -
42 near cash
!гос. фин. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.This paper provides background information on the framework for the planning and control of public expenditure in the UK which has been operated since the 1998 Comprehensive Spending Review (CSR). It sets out the different classifications of spending for budgeting purposes and why these distinctions have been adopted. It discusses how the public expenditure framework is designed to ensure both sound public finances and an outcome-focused approach to public expenditure.The UK's public spending framework is based on several key principles:"consistency with a long-term, prudent and transparent regime for managing the public finances as a whole;" "the judgement of success by policy outcomes rather than resource inputs;" "strong incentives for departments and their partners in service delivery to plan over several years and plan together where appropriate so as to deliver better public services with greater cost effectiveness; and"the proper costing and management of capital assets to provide the right incentives for public investment.The Government sets policy to meet two firm fiscal rules:"the Golden Rule states that over the economic cycle, the Government will borrow only to invest and not to fund current spending; and"the Sustainable Investment Rule states that net public debt as a proportion of GDP will be held over the economic cycle at a stable and prudent level. Other things being equal, net debt will be maintained below 40 per cent of GDP over the economic cycle.Achievement of the fiscal rules is assessed by reference to the national accounts, which are produced by the Office for National Statistics, acting as an independent agency. The Government sets its spending envelope to comply with these fiscal rules.Departmental Expenditure Limits ( DEL) and Annually Managed Expenditure (AME)"Departmental Expenditure Limit ( DEL) spending, which is planned and controlled on a three year basis in Spending Reviews; and"Annually Managed Expenditure ( AME), which is expenditure which cannot reasonably be subject to firm, multi-year limits in the same way as DEL. AME includes social security benefits, local authority self-financed expenditure, debt interest, and payments to EU institutions.More information about DEL and AME is set out below.In Spending Reviews, firm DEL plans are set for departments for three years. To ensure consistency with the Government's fiscal rules departments are set separate resource (current) and capital budgets. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.To encourage departments to plan over the medium term departments may carry forward unspent DEL provision from one year into the next and, subject to the normal tests for tautness and realism of plans, may be drawn down in future years. This end-year flexibility also removes any incentive for departments to use up their provision as the year end approaches with less regard to value for money. For the full benefits of this flexibility and of three year plans to feed through into improved public service delivery, end-year flexibility and three year budgets should be cascaded from departments to executive agencies and other budget holders.Three year budgets and end-year flexibility give those managing public services the stability to plan their operations on a sensible time scale. Further, the system means that departments cannot seek to bid up funds each year (before 1997, three year plans were set and reviewed in annual Public Expenditure Surveys). So the credibility of medium-term plans has been enhanced at both central and departmental level.Departments have certainty over the budgetary allocation over the medium term and these multi-year DEL plans are strictly enforced. Departments are expected to prioritise competing pressures and fund these within their overall annual limits, as set in Spending Reviews. So the DEL system provides a strong incentive to control costs and maximise value for money.There is a small centrally held DEL Reserve. Support from the Reserve is available only for genuinely unforeseeable contingencies which departments cannot be expected to manage within their DEL.AME typically consists of programmes which are large, volatile and demand-led, and which therefore cannot reasonably be subject to firm multi-year limits. The biggest single element is social security spending. Other items include tax credits, Local Authority Self Financed Expenditure, Scottish Executive spending financed by non-domestic rates, and spending financed from the proceeds of the National Lottery.AME is reviewed twice a year as part of the Budget and Pre-Budget Report process reflecting the close integration of the tax and benefit system, which was enhanced by the introduction of tax credits.AME is not subject to the same three year expenditure limits as DEL, but is still part of the overall envelope for public expenditure. Affordability is taken into account when policy decisions affecting AME are made. The Government has committed itself not to take policy measures which are likely to have the effect of increasing social security or other elements of AME without taking steps to ensure that the effects of those decisions can be accommodated prudently within the Government's fiscal rules.Given an overall envelope for public spending, forecasts of AME affect the level of resources available for DEL spending. Cautious estimates and the AME margin are built in to these AME forecasts and reduce the risk of overspending on AME.Together, DEL plus AME sum to Total Managed Expenditure (TME). TME is a measure drawn from national accounts. It represents the current and capital spending of the public sector. The public sector is made up of central government, local government and public corporations.Resource and Capital Budgets are set in terms of accruals information. Accruals information measures resources as they are consumed rather than when the cash is paid. So for example the Resource Budget includes a charge for depreciation, a measure of the consumption or wearing out of capital assets."Non cash charges in budgets do not impact directly on the fiscal framework. That may be because the national accounts use a different way of measuring the same thing, for example in the case of the depreciation of departmental assets. Or it may be that the national accounts measure something different: for example, resource budgets include a cost of capital charge reflecting the opportunity cost of holding capital; the national accounts include debt interest."Within the Resource Budget DEL, departments have separate controls on:"Near cash spending, the sub set of Resource Budgets which impacts directly on the Golden Rule; and"The amount of their Resource Budget DEL that departments may spend on running themselves (e.g. paying most civil servants’ salaries) is limited by Administration Budgets, which are set in Spending Reviews. Administration Budgets are used to ensure that as much money as practicable is available for front line services and programmes. These budgets also help to drive efficiency improvements in departments’ own activities. Administration Budgets exclude the costs of frontline services delivered directly by departments.The Budget preceding a Spending Review sets an overall envelope for public spending that is consistent with the fiscal rules for the period covered by the Spending Review. In the Spending Review, the Budget AME forecast for year one of the Spending Review period is updated, and AME forecasts are made for the later years of the Spending Review period.The 1998 Comprehensive Spending Review ( CSR), which was published in July 1998, was a comprehensive review of departmental aims and objectives alongside a zero-based analysis of each spending programme to determine the best way of delivering the Government's objectives. The 1998 CSR allocated substantial additional resources to the Government's key priorities, particularly education and health, for the three year period from 1999-2000 to 2001-02.Delivering better public services does not just depend on how much money the Government spends, but also on how well it spends it. Therefore the 1998 CSR introduced Public Service Agreements (PSAs). Each major government department was given its own PSA setting out clear targets for achievements in terms of public service improvements.The 1998 CSR also introduced the DEL/ AME framework for the control of public spending, and made other framework changes. Building on the investment and reforms delivered by the 1998 CSR, successive spending reviews in 2000, 2002 and 2004 have:"provided significant increase in resources for the Government’s priorities, in particular health and education, and cross-cutting themes such as raising productivity; extending opportunity; and building strong and secure communities;" "enabled the Government significantly to increase investment in public assets and address the legacy of under investment from past decades. Departmental Investment Strategies were introduced in SR2000. As a result there has been a steady increase in public sector net investment from less than ¾ of a per cent of GDP in 1997-98 to 2¼ per cent of GDP in 2005-06, providing better infrastructure across public services;" "introduced further refinements to the performance management framework. PSA targets have been reduced in number over successive spending reviews from around 300 to 110 to give greater focus to the Government’s highest priorities. The targets have become increasingly outcome-focused to deliver further improvements in key areas of public service delivery across Government. They have also been refined in line with the conclusions of the Devolving Decision Making Review to provide a framework which encourages greater devolution and local flexibility. Technical Notes were introduced in SR2000 explaining how performance against each PSA target will be measured; and"not only allocated near cash spending to departments, but also – since SR2002 - set Resource DEL plans for non cash spending.To identify what further investments and reforms are needed to equip the UK for the global challenges of the decade ahead, on 19 July 2005 the Chief Secretary to the Treasury announced that the Government intends to launch a second Comprehensive Spending Review (CSR) reporting in 2007.A decade on from the first CSR, the 2007 CSR will represent a long-term and fundamental review of government expenditure. It will cover departmental allocations for 2008-09, 2009-10 and 2010 11. Allocations for 2007-08 will be held to the agreed figures already announced by the 2004 Spending Review. To provide a rigorous analytical framework for these departmental allocations, the Government will be taking forward a programme of preparatory work over 2006 involving:"an assessment of what the sustained increases in spending and reforms to public service delivery have achieved since the first CSR. The assessment will inform the setting of new objectives for the decade ahead;" "an examination of the key long-term trends and challenges that will shape the next decade – including demographic and socio-economic change, globalisation, climate and environmental change, global insecurity and technological change – together with an assessment of how public services will need to respond;" "to release the resources needed to address these challenges, and to continue to secure maximum value for money from public spending over the CSR period, a set of zero-based reviews of departments’ baseline expenditure to assess its effectiveness in delivering the Government’s long-term objectives; together with"further development of the efficiency programme, building on the cross cutting areas identified in the Gershon Review, to embed and extend ongoing efficiency savings into departmental expenditure planning.The 2007 CSR also offers the opportunity to continue to refine the PSA framework so that it drives effective delivery and the attainment of ambitious national standards.Public Service Agreements (PSAs) were introduced in the 1998 CSR. They set out agreed targets detailing the outputs and outcomes departments are expected to deliver with the resources allocated to them. The new spending regime places a strong emphasis on outcome targets, for example in providing for better health and higher educational standards or service standards. The introduction in SR2004 of PSA ‘standards’ will ensure that high standards in priority areas are maintained.The Government monitors progress against PSA targets, and departments report in detail twice a year in their annual Departmental Reports (published in spring) and in their autumn performance reports. These reports provide Parliament and the public with regular updates on departments’ performance against their targets.Technical Notes explain how performance against each PSA target will be measured.To make the most of both new investment and existing assets, there needs to be a coherent long term strategy against which investment decisions are taken. Departmental Investment Strategies (DIS) set out each department's plans to deliver the scale and quality of capital stock needed to underpin its objectives. The DIS includes information about the department's existing capital stock and future plans for that stock, as well as plans for new investment. It also sets out the systems that the department has in place to ensure that it delivers its capital programmes effectively.This document was updated on 19 December 2005.Near-cash resource expenditure that has a related cash implication, even though the timing of the cash payment may be slightly different. For example, expenditure on gas or electricity supply is incurred as the fuel is used, though the cash payment might be made in arrears on aquarterly basis. Other examples of near-cash expenditure are: pay, rental.Net cash requirement the upper limit agreed by Parliament on the cash which a department may draw from theConsolidated Fund to finance the expenditure within the ambit of its Request forResources. It is equal to the agreed amount of net resources and net capital less non-cashitems and working capital.Non-cash cost costs where there is no cash transaction but which are included in a body’s accounts (or taken into account in charging for a service) to establish the true cost of all the resourcesused.Non-departmental a body which has a role in the processes of government, but is not a government public body, NDPBdepartment or part of one. NDPBs accordingly operate at arm’s length from governmentMinisters.Notional cost of a cost which is taken into account in setting fees and charges to improve comparability with insuranceprivate sector service providers.The charge takes account of the fact that public bodies donot generally pay an insurance premium to a commercial insurer.the independent body responsible for collecting and publishing official statistics about theUK’s society and economy. (At the time of going to print legislation was progressing tochange this body to the Statistics Board).Office of Government an office of the Treasury, with a status similar to that of an agency, which aims to maximise Commerce, OGCthe government’s purchasing power for routine items and combine professional expertiseto bear on capital projects.Office of the the government department responsible for discharging the Paymaster General’s statutoryPaymaster General,responsibilities to hold accounts and make payments for government departments and OPGother public bodies.Orange bookthe informal title for Management of Risks: Principles and Concepts, which is published by theTreasury for the guidance of public sector bodies.Office for NationalStatistics, ONS60Managing Public Money————————————————————————————————————————"GLOSSARYOverdraftan account with a negative balance.Parliament’s formal agreement to authorise an activity or expenditure.Prerogative powerspowers exercisable under the Royal Prerogative, ie powers which are unique to the Crown,as contrasted with common-law powers which may be available to the Crown on the samebasis as to natural persons.Primary legislationActs which have been passed by the Westminster Parliament and, where they haveappropriate powers, the Scottish Parliament and the Northern Ireland Assembly. Begin asBills until they have received Royal Assent.arrangements under which a public sector organisation contracts with a private sectorentity to construct a facility and provide associated services of a specified quality over asustained period. See annex 7.5.Proprietythe principle that patterns of resource consumption should respect Parliament’s intentions,conventions and control procedures, including any laid down by the PAC. See box 2.4.Public Accountssee Committee of Public Accounts.CommitteePublic corporationa trading body controlled by central government, local authority or other publiccorporation that has substantial day to day operating independence. See section 7.8.Public Dividend finance provided by government to public sector bodies as an equity stake; an alternative to Capital, PDCloan finance.Public Service sets out what the public can expect the government to deliver with its resources. EveryAgreement, PSAlarge government department has PSA(s) which specify deliverables as targets or aimsrelated to objectives.a structured arrangement between a public sector and a private sector organisation tosecure an outcome delivering good value for money for the public sector. It is classified tothe public or private sector according to which has more control.Rate of returnthe financial remuneration delivered by a particular project or enterprise, expressed as apercentage of the net assets employed.Regularitythe principle that resource consumption should accord with the relevant legislation, therelevant delegated authority and this document. See box 2.4.Request for the functional level into which departmental Estimates may be split. RfRs contain a number Resources, RfRof functions being carried out by the department in pursuit of one or more of thatdepartment’s objectives.Resource accountan accruals account produced in line with the Financial Reporting Manual (FReM).Resource accountingthe system under which budgets, Estimates and accounts are constructed in a similar wayto commercial audited accounts, so that both plans and records of expenditure allow in fullfor the goods and services which are to be, or have been, consumed – ie not just the cashexpended.Resource budgetthe means by which the government plans and controls the expenditure of resources tomeet its objectives.Restitutiona legal concept which allows money and property to be returned to its rightful owner. Ittypically operates where another person can be said to have been unjustly enriched byreceiving such monies.Return on capital the ratio of profit to capital employed of an accounting entity during an identified period.employed, ROCEVarious measures of profit and of capital employed may be used in calculating the ratio.Public Privatepartnership, PPPPrivate Finance Initiative, PFIParliamentaryauthority61Managing Public Money"————————————————————————————————————————GLOSSARYRoyal charterthe document setting out the powers and constitution of a corporation established underprerogative power of the monarch acting on Privy Council advice.Second readingthe second formal time that a House of Parliament may debate a bill, although in practicethe first substantive debate on its content. If successful, it is deemed to denoteParliamentary approval of the principle of the proposed legislation.Secondary legislationlaws, including orders and regulations, which are made using powers in primary legislation.Normally used to set out technical and administrative provision in greater detail thanprimary legislation, they are subject to a less intense level of scrutiny in Parliament.European legislation is,however,often implemented in secondary legislation using powers inthe European Communities Act 1972.Service-level agreement between parties, setting out in detail the level of service to be performed.agreementWhere agreements are between central government bodies, they are not legally a contractbut have a similar function.Shareholder Executive a body created to improve the government’s performance as a shareholder in businesses.Spending reviewsets out the key improvements in public services that the public can expect over a givenperiod. It includes a thorough review of departmental aims and objectives to find the bestway of delivering the government’s objectives, and sets out the spending plans for the givenperiod.State aidstate support for a domestic body or company which could distort EU competition and sois not usually allowed. See annex 4.9.Statement of Excessa formal statement detailing departments’ overspends prepared by the Comptroller andAuditor General as a result of undertaking annual audits.Statement on Internal an annual statement that Accounting Officers are required to make as part of the accounts Control, SICon a range of risk and control issues.Subheadindividual elements of departmental expenditure identifiable in Estimates as single cells, forexample cell A1 being administration costs within a particular line of departmental spending.Supplyresources voted by Parliament in response to Estimates, for expenditure by governmentdepartments.Supply Estimatesa statement of the resources the government needs in the coming financial year, and forwhat purpose(s), by which Parliamentary authority is sought for the planned level ofexpenditure and income.Target rate of returnthe rate of return required of a project or enterprise over a given period, usually at least a year.Third sectorprivate sector bodies which do not act commercially,including charities,social and voluntaryorganisations and other not-for-profit collectives. See annex 7.7.Total Managed a Treasury budgeting term which covers all current and capital spending carried out by the Expenditure,TMEpublic sector (ie not just by central departments).Trading fundan organisation (either within a government department or forming one) which is largely orwholly financed from commercial revenue generated by its activities. Its Estimate shows itsnet impact, allowing its income from receipts to be devoted entirely to its business.Treasury Minutea formal administrative document drawn up by the Treasury, which may serve a wide varietyof purposes including seeking Parliamentary approval for the use of receipts asappropriations in aid, a remission of some or all of the principal of voted loans, andresponding on behalf of the government to reports by the Public Accounts Committee(PAC).62Managing Public Money————————————————————————————————————————GLOSSARY63Managing Public MoneyValue for moneythe process under which organisation’s procurement, projects and processes aresystematically evaluated and assessed to provide confidence about suitability, effectiveness,prudence,quality,value and avoidance of error and other waste,judged for the public sectoras a whole.Virementthe process through which funds are moved between subheads such that additionalexpenditure on one is met by savings on one or more others.Votethe process by which Parliament approves funds in response to supply Estimates.Voted expenditureprovision for expenditure that has been authorised by Parliament. Parliament ‘votes’authority for public expenditure through the Supply Estimates process. Most expenditureby central government departments is authorised in this way.Wider market activity activities undertaken by central government organisations outside their statutory duties,using spare capacity and aimed at generating a commercial profit. See annex 7.6.Windfallmonies received by a department which were not anticipated in the spending review.———————————————————————————————————————— -
43 ♦ life
♦ life /laɪf/n. (pl. lives)1 [uc] vita ( quasi in ogni senso); esistenza; ( di cose) durata: He lost his life in a road accident, perse la vita in un incidente stradale; to risk (o to endanger) one's life, rischiare la vita; to save sb. 's life, salvare la vita a q.; to rebuild one's life, rifarsi una vita; to spare sb. 's life, risparmiare la vita a q.; the struggle for life, la lotta per l'esistenza; this life, questa vita; la vita terrena; plant life, flora; vegetazione; the eternal life, la vita eterna; to spend one's life in idleness, passare la vita nell'ozio; country [city] life, la vita di campagna [di città]; high life, la vita elegante (o dell'alta società); low life, vita mediocre (o misera); to lead a happy life, condurre un'esistenza serena; to make life difficult for sb., rendere la vita difficile a q.; to make sb. 's life a misery, rendere la vita di q. un inferno; Most fashions have a very short life, per lo più le mode hanno vita brevissima; the life of a government, la durata (o la vita) d'un governo; the life of a loan, la durata di un mutuo; love life, vita sentimentale; home life, vita familiare; adult life, vita adulta; busy life, vita molto attiva; full life, vita piena; charmed life, vita piena di fortune; hard life, vita dura; humdrum life, vita monotona; married life, vita matrimoniale; private life, vita privata; a sheltered life, una vita troppo protetta2 [u] ( arte) (il) naturale; (il) vero; (il) vivo: to draw from life, disegnare dal vero; life drawing, disegno dal vero; a class in life, un corso di disegno dal vero4 (fig.) occasione di ricominciare da capo, di rifarsi una vita5 vita; biografia: a life of Einstein, una biografia di Einstein; Plutarch's «Lives», le «Vite» di Plutarco6 condanna a vita (o all'ergastolo); ergastolo (= life imprisonment e life sentence ► sotto): The terrorist got life, il terrorista è stato condannato all'ergastolo; a man serving (o doing) life, un uomo che sconta una condanna all'ergastolo; un ergastolano● life annuity, (assegno) vitalizio □ life assurance = life insurance ► sotto □ life blood ► lifeblood □ life cycle, (biol.) ciclo vitale; (comput.) ciclo di vita ( del software); (econ., fin.) ciclo di vita ( di un prodotto; di un investitore, ecc.) □ (leg.) life estate, usufrutto a vita □ life expectancy, (ass., stat.) aspettativa (o speranza) di vita; ( di cosa) durata prevista □ life-giving, vivificante; che rianima; che rinvigorisce □ (mil., in GB) the Life Guards, le Guardie del Corpo del Sovrano ( reggimento di cavalleria) □ Life Guardsman, soldato della Guardia del Corpo □ (biol.) life history, storia biologica □ ( di un bene) life-hold, tenuto in usufrutto □ (leg., in GB e USA) life imprisonment, carcere per la durata di vari anni ( in pratica, di rado supera i 10 anni); (stor.) carcere a vita, ergastolo (= life sentence ► sotto) □ life instinct, pulsione di vita □ (ass.) life insurance, assicurazione sulla vita □ (leg.) life interest, usufrutto a vita □ (naut.) life jacket, giubbotto (di salvataggio) □ (med.) life machine, respiratore artificiale □ life member, socio a vita □ life-net, telo di salvataggio □ ( slang USA) the life of Riley, la bella vita; la vita comoda (o di Michelaccio) □ (ass.) life office, agenzia di assicurazioni sulla vita □ a life-or-death battle, un combattimento all'ultimo sangue □ a life-or-death matter, una questione di vita o di morte □ (polit.) Life Peer, Pari (d'Inghilterra) nominato a vita ( il titolo non è ereditario) □ (ass.) life policy, polizza di assicurazione sulla vita □ life preserver, bastone animato; tirapugni; ( USA, naut.) salvagente □ (naut., aeron.) life raft, gommone di salvataggio □ life-saver ► lifesaver □ (elettr.) life saving appliance, salvavita □ life-saving drug, farmaco salvavita □ life sciences, scienze naturali □ life scientist, naturalista □ (leg., in GB, in USA, ecc.) life sentence, condanna a diversi anni di carcere ( spesso il giudice fissa un periodo minimo; questo, in Canada, non supera mai i 25 anni); (stor.) condanna all'ergastolo ( che non esiste più nell'ordinamento inglese né in quello nordamericano) □ ( arte: di quadro, statua, ecc.) life-size (o life-sized), in grandezza naturale; al naturale □ life span, arco (o durata) della vita; vita naturale ( di un animale); durata ( di un oggetto) □ life spring, fonte di vita □ life story, storia di una vita; biografia □ (tecn.) life-support, che assicura la sopravvivenza □ (med.) life-support machine (o life-support system), autorespiratore □ (ass., stat.) life tables, tavole di mortalità □ (leg.) life tenancy, usufrutto a vita □ (leg.) life tenant, usufruttuario a vita □ (ind.) life test, prova di durata □ ( USA) life vest, giubbotto salvagente □ to be life-weary, essere stanco della vita □ life work, il lavoro di tutta una vita; l'opera più importante (di q.) □ (ecol.) life zone, zona biotica □ to bring to life, rianimare, far tornare in vita; animare, vivificare □ to come to life, rinvenire, riprendere conoscenza; (fig.) dimostrare interesse, interessarsi □ to come back to life, tornare in sé; riaversi; rinvenire □ for life, per tutta la vita; fino alla morte □ (in frasi neg.) for the life of me, per nulla al mondo; mai e poi mai □ for dear life, tenacemente; con tutte le proprie forze □ the good life, la bella vita; la vita comoda □ (ass.) a good [a bad] life, uno che ha molte [che ha scarse] probabilità di vivere sino all'età media presunta □ (fam.) to have the time of one's life, divertirsi un mondo; spassarsela □ to lay down one's life for, dare (o sacrificare) la vita per □ to marry early in life, sposarsi giovane □ Not on your life!, certo che no!; mai e poi mai! □ nothing in life, nulla di nulla; assolutamente nulla □ the other life (o future, everlasting life), l'altra vita (o la vita futura, eterna) □ to run for one's (o for dear) life, darsi alla fuga; darsela a gambe □ to be safe in life and limb, essere sano e salvo □ (in frasi neg.) to save one's life, per nulla al mondo; mai e poi mai □ to take sb. 's life, toglier la vita a q.; uccidere q. □ to take one's own life, togliersi la vita; suicidarsi □ (fam.) to take one's life in one's ( own) hands, mettere a repentaglio la vita □ to the life, somigliantissimo; tale e quale: ( di un ritratto) It's him to the life!, è lui nato e sputato!; to imitate sb. to the life, imitare qualcuno a pennello □ true to life, realistico; basato sui fatti; che riproduce fedelmente la realtà □ upon my life, in fede mia; parola mia □ with all the pleasure in life, col massimo piacere; con grande gioia □ A cat has nine lives, i gatti hanno sette vite □ (fam.) This is the life!, questa sì che è vita! □ I want to see life, voglio vivere anch'io!; voglio vedere il mondo □ (prov.) While there's life there's hope, finché c'è vita c'è speranza. -
44 weather derivative
weather derivative FIN, MGT Wetterderivat n (financial instrument used by companies to hedge against the risk of losses associated with adverse or unexpected weather; the investor = seller of the derivative accepts the risk by charging a premium to the buyer: if nothing happens, the investor makes a profit, but if the weather turns bad, i.e. worse than expected or defined by the investor, the company who bought the derivative claims the amount agreed; unlike insurance, weather derivatives cover high-probability events like a dryer-than-expected summer; derivatives Finanzinstrument zur Absicherung gegen Wetterrisiken = weather risks relativ hoher Wahrscheinlichkeit, wie Frost zur Blütezeit oder unerwartet trockener oder nasser Sommer, die von Versicherungen nicht oder nicht ausreichend in Deckung genommen werden)Englisch-Deutsch Fachwörterbuch der Wirtschaft > weather derivative
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45 expense
n1) расход; трата2) pl расходы, издержки, затраты
- absorbed expenses
- accommodation expenses
- accompanying expenses
- accrued expenses
- acquisition expenses
- actual expenses
- additional expenses
- administration expenses
- administrative expenses
- advertising expenses
- agreed expenses
- aggregate expenses
- amortization expenses
- annual expenses
- anticipated expenses
- arbitration expenses
- auditing expenses
- average expenses
- bad debt expenses
- bank expenses
- banking expenses
- bank operating expenses
- bloated expenses
- bloated operating expenses
- board expenses
- broker's expenses
- budget expenses
- budgetary expenses
- budgeted expenses
- building expenses
- business expenses
- business travel expenses
- cable expenses
- calculated expenses
- capitalized expenses
- carriage expenses
- cash expenses
- city's operating expenses
- clerical expenses
- collecting expenses
- collection expenses
- commercial expenses
- commission expenses
- compensation expenses
- computed expenses
- considerable expenses
- constant expenses
- contango expenses
- contract expenses
- contractual expenses
- controllable expenses
- current expenses
- current operating expenses
- customs expenses
- daily expenses
- dead expenses
- debt service expenses
- deductible expenses
- deferred expenses
- delivery expenses
- depreciation expenses
- direct expenses
- disbursement expenses
- discharging expenses
- discount expenses
- distribution expenses
- eligible expenses
- encashment expenses
- engineering expenses
- entertainment expenses
- equipment maintenance expenses
- establishment expenses
- estimated expenses
- everyday expenses
- exceptional expenses
- excess expenses
- executive expenses
- extra expenses
- extraordinary expenses
- extravagant expenses
- factory expenses
- federal expense
- fee and commission expenses
- financial expenses
- financing expenses
- fixed expenses
- flat expenses
- foreign exchange expenses
- formation expenses
- forwarding expenses
- freight expenses
- fringe benefit expenses
- funding expenses
- general expenses
- general and administrative expenses
- general average expenses
- general occuppancy expenses
- general operating expenses
- guardianship expenses
- harbour expenses
- hauling expenses
- heavy expenses
- high expenses
- hotel expenses
- identifiable additional expenses
- idle facility expenses
- idle plant expenses
- impairment-related expenses
- incidental expenses
- income expense on bonds
- income tax expense
- incurred expenses
- indirect expenses
- interest expenses
- initial expenses
- installation expenses
- insurance expenses
- interest expenses
- interest expense on current accounts in credit
- interest expense on debenture
- interest expense on demand deposits loans
- interest expenses on items with agreed maturity dates
- interest expense on special savings accounts
- itemized medical expenses
- job-hunting expenses
- job travel expenses
- lavish expenses
- law expenses
- legal expenses
- living expenses
- loading expenses
- lodging expenses
- mail expenses
- maintenance expenses
- management expenses
- manufacturing expenses
- marketing expenses
- material expenses
- maximum expenses
- medical expenses
- minimum expenses
- miscellaneous expenses
- monetary expenses
- monthly expenses
- mortgage expenses
- moving expenses
- necessary expenses
- noncash expenses
- noncontrollable expenses
- noninterest operating expenses
- nonoperating expenses
- nonproductive expenses
- nonrecurrent expenses
- nonrecurring expenses
- office expenses
- one-off expenses
- operating expenses
- operational expenses
- organizational expenses
- other expenses
- out-of-pocket expenses
- overall expenses
- overhead expenses
- overseas housing expenses
- packing expenses
- particular expenses
- payroll expenses
- per capita expenses
- period expenses
- permissible expenses
- personal expenses
- personal consumption expenses
- personnel expenses
- petty expenses
- planned expenses
- pocket expenses
- postage expenses
- postal expenses
- preliminary expenses
- prepaid expenses
- preparation expenses
- processing expenses
- production expenses
- promotion expenses
- promotional expenses
- protest expenses
- public expenses
- publicity expenses
- quality expenses
- reasonable expenses
- recovery expenses
- recurrent expenses
- recurring expenses
- reimbursable expenses
- reinvoiced expenses
- relocation expenses
- removal expenses
- removing expenses
- rent expense
- repair expenses
- representation expenses
- rework expenses
- running expenses
- running-in expenses
- sales promotion expense
- salvage expenses
- selling expenses
- selling, general and administrative expenses
- service expenses
- shipping expenses
- ship's expenses
- special expenses
- specific expenses
- standing expenses
- starting expenses
- start-up expense
- stationary expenses
- stevedoring expenses
- storage expenses
- subsistence expenses
- substituted expenses
- sundry expenses
- supplementary expenses
- tax expenses
- tax deductible interest expenses
- telephone expenses
- telex expenses
- testamentary expenses
- title expenses
- total expenses
- towage expenses
- trade expenses
- transfer expenses
- transhipment expenses
- transport expenses
- transportation expenses
- travel expenses
- travel and entertainment expenses
- travelling expenses
- trimming expenses
- uncontrollable expenses
- unforeseen expenses
- unit expenses
- unloading expenses
- unproductive expenses
- unreasonable expenses
- unreimbursed expenses
- unreimbursed job travel expenses
- unscheduled expenses
- unwarranted expenses
- upkeep expenses
- variable expenses
- wages expenses
- warehouse expenses
- warranty expenses
- wheeling expenses
- working expenses
- works general expenses
- expenses as percentage of sales
- expenses for the account of
- expenses for protesting a bill
- expenses in foreign exchange
- expenses of carriage
- expenses of the carrier
- expenses of circulation
- expenses of collection
- expenses of discharge
- expenses of haulage
- expenses of the insured
- expenses of the parties
- expenses of production
- expenses of protest
- expenses of reproduction
- expenses of shipping
- expenses of trackage
- expenses of transhipping
- expenses of transportation
- expenses on arbitration
- expenses on charter
- expenses on collection
- expenses on compensation for damage
- expenses on currency transactions
- expenses on customer transactions
- expenses on erection work
- expense on financing commitments
- expenses on guarantee commitments
- expenses on insurance
- expenses on materials
- expenses on off-balance-sheet transactions
- expenses on patenting procedure
- expenses on payment instruments
- expenses on repairs
- expenses on replacement
- expenses on scientific research
- expenses on security transactions
- expenses on selling
- expenses on selling effort
- expenses on setting-up
- expenses on storage
- expenses on technical service
- expenses on trading securities
- expenses on treasury operations and interbank transactions
- expenses per head of population
- at the expense of
- at great expense
- at the owner's expense and risk
- at the firm's expense
- less expenses
- minus expenses
- free of expenses
- free of all expenses
- expenses charged forward
- expenses connected with capital lease
- expenses connected with fund transfer
- expenses connected with obtaining credit
- expenses connected with the procedure in bankruptcy
- expenses deducted
- expenses incurred in searching for a job
- expenses prepaid
- expenses related to receivership
- absorb expenses
- account for the expenses
- advance expenses
- allocate expenses
- apportion expenses
- approve expenses
- assess expenses
- assume expenses
- authorize expenses
- avoid expenses
- avoid extra expenses
- bear expenses
- calculate expenses
- cause expenses
- charge expenses to the account of smb.
- compensate for expenses
- cover expenses
- curb expenses
- curtail expenses
- cut down expenses
- defray expenses
- determine expenses
- distribute expenses
- double expenses
- duplicate expenses
- entail expenses
- enter as expense
- estimate expenses
- experience extensive expenses
- go to expense
- halve expenses
- increase expenses
- incur expenses
- indemnify for expenses
- involve expenses
- itemize expenses
- limit expenses
- make expenses
- meet expenses
- offset expenses
- overestimate expenses
- participate in expenses
- pay expenses
- pile up expenses
- place expenses to smb.'s charge
- pool expenses
- prepay expenses
- put to expense
- put to great expense
- recognize expenses
- recompense expenses
- recover expenses
- reduce expenses
- refund the expenses
- reimburse smb. for expenses
- repay expenses
- run up expenses
- save expenses
- sequestrate expenses
- share expenses
- slash expenses
- spare no expense
- split expenses
- substantiate the expenses
- undertake expensesEnglish-russian dctionary of contemporary Economics > expense
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46 pay
pay [peɪ](verb: preterite, past participle paid)1. noun• to pay sb $20 payer qn 20 dollars• he paid them $20 for the ticket il leur a acheté le billet pour 20 dollars• he paid them $20 for the work il les a payés 20 dollars pour ce travail• he paid $20 for the ticket il a payé le billet 20 dollarsc. [+ interest] rapporter ; [+ dividend] distribuer• shares that pay 5% des actions qui rapportent 5 %• to put paid to sb's hopes/chances ruiner les espoirs/chances de qn• we paid a visit to Paris on our way south nous avons fait un petit tour à Paris en descendant vers le suda. payer• you'll pay for this! vous (me) le payerez !b. ( = be profitable) rapporter, être rentable• does it pay? est-ce que ça rapporte ?4. compounds[dispute, negotiation] salarial► pay-as-you-go adjective [mobile phone] à carte rechargeable noun (US) retenue f à la source de l'impôt sur le revenu► pay bed noun (British) lit m (d'hôpital) payant (par opposition aux soins gratuits du système de Sécurité sociale britannique)a. rembourser• I paid my brother back the £10 I owed him j'ai remboursé à mon frère les 10 livres que je lui devaisb. ( = get even with) to pay sb back for doing sth faire payer à qn qch qu'il a fait• I'll pay you back for that! je vous revaudrai ça !• he paid £10 down (as deposit) il a versé un acompte de 10 livres► pay in separable transitive verb verser (to à)[risk, scheme, decision] être payant ; [patience] être récompenséa. [+ debts] s'acquitter de ; [+ loan] rembourser• to pay sb off ( = bribe) acheter qnb. [+ worker, staff] licencier► pay out[insurance policy] rembourser( = spend) débourser• they paid out a large sum of money on new equipment ils ont dépensé beaucoup d'argent pour acheter de nouveaux équipements• pay up! payez !* * *[peɪ] 1.noun gen salaire m; ( to soldier) solde f; Administration traitement m2.to be in the pay of somebody — péj être à la solde de quelqu'un
noun modifier [ agreement, claim, negotiations, deal] salarial; [ rise, cut] de salaire; [ freeze, structure, policy] des salaires3.transitive verb (prét, pp paid)1) (for goods, services) gen payer; verser [down payment]to pay £100 on account — verser un acompte de 100 livres
to pay something into — verser quelque chose sur [account]
to pay high/low wages — payer bien/mal
to pay dividends — fig finir par rapporter
3) ( give)to pay attention/heed to — faire/prêter attention à
4) ( benefit)4.it would pay him/her etc to do — fig il/elle etc y gagnerait à faire
intransitive verb (prét, pp paid)1) gen payerI'll make you pay for this! — fig tu me le paieras!
‘pay on entry’ — ‘paiement à l'entrée’
‘pay and display’ — ( in carpark) ‘payez et laissez le ticket en évidence’
pay on demand — ( on cheque) payer à vue
2) ( bring gain) [business] rapporter; [activity, quality] payerto pay for itself — [business, purchase] s'amortir
•Phrasal Verbs:- pay back- pay down- pay in- pay off- pay out- pay up••there'll be hell (colloq) ou the devil to pay — ça va barder (colloq)
to pay a visit — (colloq) euph aller au petit coin (colloq)
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47 life
[laɪf]n(pl lives [laɪvz])1) жизнь, существование, деятельностьIs there any life on that planet? — На той планете есть какая-либо жизнь? /На той планете есть какие-либо живые существа?
The average life of a dog is ten years. — Собаки в среднем живут десять лет.
The streets are full of life. — Жизнь на улицах бьет ключом.
- physical lifeThe drooping plant came to life in water. — Поникшее растение в воде ожило.
- low life
- busy life
- adult life
- this life
- other life
- all one's life
- one's own life
- somebody else's life
- working life
- life force
- life science
- life span- life boat- life jacket
- life scientist
- life giving rain
- life of the people
- life cycle of a frog
- life of a battery
- life for life
- life of pleasure
- matter of life and death
- happiest days of smb's life
- original of life
- fight struggle for one's life
- charities of life
- necessities of life
- people from all sections of public life
- speed and the noise of city life
- threat to smb's life
- thread of life
- average span of life
- books true to life
- appointment for life
- post for life
- pension for life
- love of life
- way of life
- end of smb's life
- meaning of one's life
- art of leading one's life
- her last hours of life
- water swarms with life
- in after life
- in the course of smb's life
- at the cost
- in the prime of life
- for the rest of one's life
- at my time of life
- for dear life
- have enough food to sustain life
- bring smb, smth to life
- come to life
- go forth into the highways and by ways of life
- have power over life and death
- preserve life
- be sould of the party
- beat smb within an inch of his life
- beg for one's life
- cling to life
- enjoy one's life
- value one's life
- fill up one's life with useful work
- get as much fun out of life as possible
- get the fright of one's life
- give one's life to science
- give new life to smb, smth
- guide smb's life
- have a double life
- hold a post for life
- lay down one's life for one's country
- lead a dog's life
- lead smb a dog's life
- live a happy life
- live an easy life
- live a simple life
- live one's own life
- make a new life for oneself
- make one's own life
- make life easy
- make an attempt on smb's life
- make smb's life miserable
- quit this life
- risk one's life
- run for dear life
- run for one's life
- save one's own life
- sell one's life dearly
- sentence smb to hard labour for life
- spare smb's life
- spend one's life in smth
- start life as an messenger
- take smb's life
- take one's life
- take one's life in one's hands
- trust one's life to doctors
- everything that has life
- smb's last hours of life2) жизнь, образ жизниSport has always been a part of university life. — Спорт всегда был частью университетской жизни.
- private lifeTV has become part of our everyday life. — Телевидение прочно вошло в наш быт.
- city life
- human life
- miserable life
- everyday life
- quiet life
- American life
- fashionable life
- high life
- social life
- college life
- fascinating life
- married life
- retired lie
- life of the capital
- life of crime
- chose a political life
- enter a political life
- lead an active life3) реальность, действительностьHe has had a successful life. — У него была успешная карьера.
The life of the Roman Empire was long. — Римская Империя существовала долго.
There he stands, as large as life. — Вон он стоит собственной персоной.
There he is as big as life. — Вот он, во всей своей красе.
- life portraitIt is a larger than life version of our present society. — Это преувеличенная картина современного общества.
- life of the contract
- realities of life
- portrait from life
- in real life
- during the life of the last Labour Government
- as big as life
- face life
- learn something of life
- mould life
- paint from life
- paint smb, smth to the life
- see something of life
- see life
- take life easy
- take one's subjects from life
- characters taken from life4) (часто в отрицательных предложениях) жизнь, энергияThere was no life in her movements. — Она вяло двигалась.
Will you put more life into the matter. — Займись, пожалуйста, данным вопросом с бо́льшим воодушевлением.
- actors put no life in their performance- there was no life in her voice
- there was no life in her eyesI have seen something of life. — я знаю настоящую жизнь.
The portrait is my uncle to the life. — Портрет - точная копия моего дядюшки.
Do you think I'm going to trust a person like him? Not on your life! — И ты думаешь, что я буду доверять такому человеку, как он? Ни в коем случае!
There is life in the old dog yet. — ◊ Есть еще порох в пороховницах.
- how is life?While there is life there is hope. — ◊ Пока жив человек, жива и надежда
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48 A
1) фин., амер. A (по рейтингу агентства "Стандард энд Пурз": обозначение долговых обязательств с качеством, характеризующим приемлемый уровень риска; этот рейтинг ниже, чем AA, но выше, чем BBB; к этому рейтингу могут добавляться знаки "+" и "-" для обозначения относительного положения оцениваемого долгового обязательства в рамках этой рейтинговой группы)See:AA, AAA, BBB, BB, B, CCC, CC, C, DDD, DD, D, long-term credit rating а), credit quality, Standard and Poor's, Standard and Poor's2) фин., амер. A (по рейтингу агентства "Стандард энд Пурз": обозначение обыкновенных акций с качеством среднего уровня; рейтинг A является самым высоким из рейтингов качества среднего уровня; качество среднего уровня, но ниже A, обозначается A- или B+)See:3) фин., страх., амер. A (в системе рейтинга финансового потенциала страховщиков, используемой агентством "Стандард энд Пурз": рейтинг, означающий "крепкое" (strong) финансовое положение; этот рейтинг ниже, чем AA, но выше, чем BBB; по сравнению с более высокими рейтингами AAA и AA, этот рейтинг свидетельствует о более значительной подверженности страховой компании финансовым рискам)See:AAA, AA, BBB, BB, B, CCC, CC, R, not rated, insurer financial strength rating, Standard and Poor's, Standard and Poor's, pi4) фин., амер. A (по рейтингу агентства "Мудиз": обозначение облигаций и привилегированных акций с приемлемым уровнем риска; бумаги с таким рейтингом считаются бумагами с инвестиционным качеством выше среднего; этот рейтинг ниже, чем Aa, но выше, чем Baa; дополнительно агентство "Мудиз" использует знаки "1", "2" и "3" выделения подкатегорий внутри категории; подкатегория A1 является высшей, A3 — низшей)See:Aaa, Aa, Baa, Ba, B, Caa, Ca, C, Moody's debt rating, Moody's Investors Service, Moody's Investors Service5) фин., страх., амер. A (в системе рейтинга финансового потенциала страховщиков, используемой агентством "Мудиз": рейтинг, обозначающий "хорошее" (good) финансовое положение страховой компании; означает, что финансовая надежность страховой компании в целом оценивается как хорошая, но есть отдельные признаки, которые могут свидетельствовать о возможном ухудшении финансового положения в будущем; этот рейтинг ниже, чем Aa, но выше, чем Baa; дополнительно агентство "Мудиз" использует знаки "1", "2" и "3" выделения подкатегорий внутри категории; подкатегория A1 является высшей, A3 — низшей)See:Aaa, Aa, Baa, Ba, B, Caa, Ca, C, insurance financial strength rating, Moody's Investors Service, Moody's Investors Service6) фин., амер. A (в системе долгосрочного кредитного рейтинга, используемой компанией "Фитч Рейтингс": рейтинг, означающий "высокое" (high) кредитное качество; этот рейтинг ниже, чем AA, но выше, чем BBB; обозначает низкий кредитный риск; свидетельствует о том, что компания обладает довольно высокой способностью выполнять свои финансовые обязательства, но вероятность того, что изменение экономической конъюнктуры окажет неблагоприятное воздействие на платежеспособность компании, выше, чем у компаний с рейтингами AAA и AA; к этому рейтингу могут добавляться знаки "+" и "-" для обозначения относительного положения компании в рамках этой рейтинговой группы)See:AAA, AA, BBB, BB, B, CCC, CC, C, RD, DDD, DD, D, E, NR, WD, long-term credit rating б), credit quality, credit risk, Fitch Ratings, Fitch Ratings7) фин., страх., амер. A (в системе рейтинга финансового потенциала страховщиков, используемой компанией "Фитч Рейтингс": рейтинг, означающий "крепкое" (strong) финансовое положение страховой компании; свидетельствует о том, что компания обладает высокой способностью выполнять свои обязательства перед держателями страховых полисов; для таких компаний риск оценивается как умеренный и предполагается, что воздействие неблагоприятных экономических факторов будет незначительным; этот рейтинг ниже, чем AA, но выше, чем BBB; к этому рейтингу могут добавляться знаки "+" и "-" для обозначения относительного положения компании в рамках этой рейтинговой группы)See:AAA, AA, BBB, BB, B, CCC, CC, C, DDD, DD, D, insurer financial strength rating, Fitch Ratings, Fitch Ratings, Aq8) фин., амер. A (в системе рейтинга эмитентов, используемой агентством "Мудиз": рейтинг, обозначающий "хорошую" (good) финансовую надежность эмитента долговых обязательств; означает, что в целом финансовое состояние эмитента хорошее, но есть отдельные признаки, которые могут свидетельствовать о возможном ухудшении финансового положения в будущем; этот рейтинг ниже, чем Aa, но выше, чем Baa; дополнительно агентство "Мудиз" использует знаки "1", "2" и "3" выделения подкатегорий внутри категории; подкатегория A1 является высшей, A3 — низшей)See:Aaa, Aa, Baa, Ba, B, Caa, Ca, C, issuer rating, Moody's Investors Service, Moody's Investors Service9) фин., амер. A (в системе долгосрочного кредитного рейтинга эмитентов, используемой агентством "Стандард энд Пурз": рейтинг, означающий "крепкое" (strong) финансовое положение эмитента; по сравнению с более высокими рейтингами (AAA и AA), это рейтинг свидетельствует о более значительной подверженности эмитента финансовым рискам; к этому рейтингу могут добавляться знаки "+" и "-" для обозначения относительного положения компании в рамках этой рейтинговой группы)See:AAA, AA, BBB, BB, B, CCC, CC, C, R, SD, D, NR, long-term issuer credit rating, Standard and Poor's, Standard and Poor's10) банк., амер. A (в системе индивидуального рейтинга банков, используемой компанией "Фитч Рейтингс": рейтинг, обозначающий, что у банка очень крепкое финансовое положение; присваивается банкам с очень высокой прибыльностью, очень хорошей структурой капитала, хорошо организованным управлением рисками; это самый высокий рейтинг в этой рейтинговой системе)See:11) банк., амер. A (в системе долгосрочного рейтинга банковских депозитов по классификации агентства "Мудиз": рейтинг, присваиваемый, в случае если банк в целом обладает хорошим кредитным качеством, но имеются некоторые признаки того, что в долгосрочном периоде кредитное качество может ухудшиться; этот рейтинг ниже, чем Aa, но выше, чем Baa; дополнительно агентство использует знаки "1", "2", и "3" для выделения подкатегорий внутри этой рейтинговой категории; подкатегория "A1" является наивысшей, подкатегория "A3" — наинизшей)See:Aaa, Aa, Baa, Ba, B, Caa, Ca, C, bank deposit rating, credit quality 2), Moody's Investors Service, Moody's Investors Service12) банк., амер. A (в системе рейтинга финансового потенциала банков по классификации агентства "Мудиз": рейтинг, присваиваемый банкам, характеризующимся очень высоким внутреннем финансовым потенциалом; это самый высокий рейтинг в этой рейтинговой системе)See:
* * *
рейтинг хорошего качества (upper medium grade) облигаций агентств "Cтандард энд Пурз" и "Мудиз"; см. bond ratings;* * *. Individual . Special IRS Abbreviations . -
49 credit
1 noun(a) (for future payment) crédit m;∎ to give sb credit faire crédit à qn;∎ to buy/sell sth on credit acheter/vendre qch à crédit;∎ her credit is good elle a une bonne réputation de solvabilitécredit account BANKING compte m créditeur; (with shop) compte client; credit advice avis m de crédit;credit agency agence f de crédit;credit agreement accord m ou convention f de crédit;credit application form formule f de demande de crédit;credit bank banque f de crédit;credit broker courtier(ère) m, f en crédits ou en prêts;American credit bureau agence de notation;credit call = appel téléphonique effectué avec une carte de crédit;credit card carte f de crédit;credit card fraud usage m frauduleux de cartes de crédit;credit card number numéro m de carte de crédit;credit card transaction transaction f effectuée par carte de crédit;credit ceiling plafond m de crédit;credit control encadrement m du crédit;credit controller contrôleur(euse) m, f du crédit;credit crunch resserrement m du crédit;credit enquiry renseignements m pl de crédit, enquête f de solvabilité;credit facilities facilités f pl de crédit;∎ to give sb credit facilities accréditer qn (auprès d'une banque);credit file dossier m crédit;credit freeze blocage m du crédit, gel m des crédits;credit guarantee fund caisse f de garantie;credit history profil m crédit;∎ to obtain information on sb's credit history établir des renseignements de solvabilité sur qn;credit institution établissement m de crédit;credit insurance assurance-crédit f;credit limit limite f de crédit, plafond de crédit;credit management direction f des crédits;credit manager directeur(trice) m, f des crédits;credit margin marge f de crédit;credit options formules f pl de crédit;credit organization organisme m de crédit;credit period délai m de crédit;credit purchase achat m à crédit;credit rating (of person, company) degré m de solvabilité; FINANCE (awarded by credit reference agency) notation f;credit rating agency agence de notation;credit restrictions encadrement du crédit;credit risk risque m de crédit;credit sale vente f à crédit;credit scoring méthode f d'évaluation de la solvabilité, crédit-scoring m;credit squeeze encadrement du crédit;credit terms modalités f pl du crédit;credit transaction transaction à crédit;American credit union société f ou caisse f de créditcredit entry ACCOUNTANCY écriture f passée au crédit; BANKING article m porté au crédit d'un compte;ACCOUNTANCY credit item poste m créditeur;credit memo bulletin m de versement;BANKING credit transfer virement m;credit voucher chèque m de caisse(account) créditer;∎ to credit an account with £200, to credit £200 to an account créditer un compte de 200 livresThe Money Store, which has 140 employees at branches in Glasgow, Birmingham, Bristol, Manchester, Newcastle and Warrington, is focused on customers such as the self-employed and divorced who can suffer difficulties in getting a credit rating from high street lenders.
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50 program
программа; план; задача; составлять программу [план]; планировать; программировать, задавать программу (напр. ЭВМ)morale, welfare and recreation program — программа мероприятий по бытовому обеспечению, организации отдыха и развлечений
rationalization, standardization and interoperability program — программа рационализации, стандартизации и интероперабельности (оборудования)
telecommunications and C2 program — программа создания систем руководства, управления и (дальней) связи
См. также в других словарях:
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