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1 Simplified Procedure for Retail Business Loan Restructuring
Общая лексика: Упрощённый порядок реструктуризации кредитной задолженности клиентов розничного бизнеса (субъектов микро- и малого бизнеса или физических лиц; в тексте англ.)Универсальный англо-русский словарь > Simplified Procedure for Retail Business Loan Restructuring
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2 BS
1) Компьютерная техника: Batch Script, Batch System, Better Solutions, Broadcasting Satellite, Bus State2) Авиация: burner staging3) Американизм: Blowing Smoke, Buzzword Saturation4) Спорт: Been Stomped, Blown Save, backside (в скейтбординге: способ подъезда к цели)5) Военный термин: Big Secret, Broadcast Service, ballistic shell, base salvage, base section, base shell, base supply, body shell, bomb service, bomber squadron, border surveillance, broadcast station6) Техника: Brown and Sharpe wire gauge, backspace character, band setting, band-stop, beta spectrometer, blank space, bonded single silk, bounded single-silk, buffer stage, byte size, batch size7) Сельское хозяйство: Bare Soil, Bismuth Sulfite8) Шутливое выражение: Balloon Spit, Balloon Stories, Balls Of Shame, Bulls Signature9) Математика: Broad Specificity10) Религия: Baptist Stuff, Belief Stuff, Bible Study, Blessed Sacrament11) Метеорология: Beautiful Sunshine12) Железнодорожный термин: Birmingham Southern Railroad Company13) Юридический термин: Bad Science14) Бухгалтерия: Bigger Surpluses15) Фармакология: sodium bisulfite16) Ветеринария: Bear Spotter, Black Swallowtail17) Грубое выражение: Bilingual Scam, Bit Stupid, Bitch Slap, Business Stupidity, Butt Speak, bullshit, брехня18) Металлургия: Below Slab19) Музыка: Blue Soul20) Оптика: bandstop21) Политика: Bassas Da India22) Телекоммуникации: Basic Service, Broadcast Satellite, base station, базовая станция, БС, Автоматизированная система расчётов ( за услуги связи)23) Сокращение: Bachelor of Surgery, BackScatter, Bahamas, Black Sunday, Broadcasting Station, Brown & Sharpe Wire Gage, beams and stringers, bell and spigot, bill of sale, black scale, borescope, both sides, Back Scattering, Balance Sheet, Band-stop filter, Base Shield, Base Station, Beam Splitter, Binary Scale, Binary Search, Binary Subtraction, Bit Synchronizer, Bound Seam, breath sounds24) Театр: Back Stage25) Текстиль: Bunny Slippers26) Университет: Ball State University, Brown Student, Business School, Busted Students27) Физика: Baryon Strangeness28) Физиология: Body Smell, Bone Stock, Bowel Sounds, Brain Size, Brain State29) Электроника: Base Saturation30) Сленг: bull shit, студент, получивший степень бакалавра31) Вычислительная техника: Banded Signaling, binary subtract, возврат на позицию, BackSpace one record (IBM, VM/ESA, CP), Base Station (LA, GSM, Mobile-Systems), backspace (character), BackSpace, bachelor of science32) Литература: Brilliant Speech33) Нефть: backscattering, backsight, base sediment, basic sediment, bottom sediment, bottom settlings, Бюро стандартов, донные осадки (bottom sediment), донный осадок (bottom sediment), основной осадок (basic sediment), стандарт Великобритании (British Standard)34) Связь: Basic/Bearer Service35) Картография: blacksmith shop, blacksmithy, boundary stone36) Транспорт: Buick Sport, Bumper Sticker37) Пищевая промышленность: Baking Soda, Baloney Sausage38) Фирменный знак: Barber Shop, Bechtel Shell, Bell South, Buxton Sales39) Холодильная техника: National Bureau of Standards40) Экология: Brown Snowmen41) СМИ: Bad Stories, Badly Stated, Brilliant Soliloquy42) Деловая лексика: Before System, Build System, Business Simplified43) Бурение: грязь (bottom settlings), base case44) Глоссарий компании Сахалин Энерджи: booster station45) Нефтегазовая техника Бюро стандартов США (Bureau of Standards)46) Образование: Black Sheep, Brain Stretching, Bus School, Бакалавр наук (Bachelor of Science)47) Полимеры: British Standard, Bureau of Standards, bottom settling48) Программирование: Back Space49) Автоматика: base speed, bulk storage50) Ядерная физика: Beth Salpeter51) Сахалин Р: (bis) британский стандарт52) Медицинская техника: Bjork-Shile (Бьорк-Шили)53) Молочное производство: Bismuth Sulphite54) Нефть и газ: non-linear gap width55) Имена и фамилии: Ben Skywalker, Bill Sanders, Bob Schmidt, Britney Spears56) Баскетбол: blocked shot57) ООН: Bolshevik Storytelling58) Должность: Biomedical Sciences, Business Studies59) Чат: Be Sweet, Biting Sarcasm, Bring Snickers60) Правительство: Bay State, Blue Springs61) NYSE. Bethlehem Steel Corporation62) Программное обеспечение: Block Size63) Хобби: Bite Stamps64) Федеральное бюро расследований: Boston Field Office -
3 bs
1) Компьютерная техника: Batch Script, Batch System, Better Solutions, Broadcasting Satellite, Bus State2) Авиация: burner staging3) Американизм: Blowing Smoke, Buzzword Saturation4) Спорт: Been Stomped, Blown Save, backside (в скейтбординге: способ подъезда к цели)5) Военный термин: Big Secret, Broadcast Service, ballistic shell, base salvage, base section, base shell, base supply, body shell, bomb service, bomber squadron, border surveillance, broadcast station6) Техника: Brown and Sharpe wire gauge, backspace character, band setting, band-stop, beta spectrometer, blank space, bonded single silk, bounded single-silk, buffer stage, byte size, batch size7) Сельское хозяйство: Bare Soil, Bismuth Sulfite8) Шутливое выражение: Balloon Spit, Balloon Stories, Balls Of Shame, Bulls Signature9) Математика: Broad Specificity10) Религия: Baptist Stuff, Belief Stuff, Bible Study, Blessed Sacrament11) Метеорология: Beautiful Sunshine12) Железнодорожный термин: Birmingham Southern Railroad Company13) Юридический термин: Bad Science14) Бухгалтерия: Bigger Surpluses15) Фармакология: sodium bisulfite16) Ветеринария: Bear Spotter, Black Swallowtail17) Грубое выражение: Bilingual Scam, Bit Stupid, Bitch Slap, Business Stupidity, Butt Speak, bullshit, брехня18) Металлургия: Below Slab19) Музыка: Blue Soul20) Оптика: bandstop21) Политика: Bassas Da India22) Телекоммуникации: Basic Service, Broadcast Satellite, base station, базовая станция, БС, Автоматизированная система расчётов ( за услуги связи)23) Сокращение: Bachelor of Surgery, BackScatter, Bahamas, Black Sunday, Broadcasting Station, Brown & Sharpe Wire Gage, beams and stringers, bell and spigot, bill of sale, black scale, borescope, both sides, Back Scattering, Balance Sheet, Band-stop filter, Base Shield, Base Station, Beam Splitter, Binary Scale, Binary Search, Binary Subtraction, Bit Synchronizer, Bound Seam, breath sounds24) Театр: Back Stage25) Текстиль: Bunny Slippers26) Университет: Ball State University, Brown Student, Business School, Busted Students27) Физика: Baryon Strangeness28) Физиология: Body Smell, Bone Stock, Bowel Sounds, Brain Size, Brain State29) Электроника: Base Saturation30) Сленг: bull shit, студент, получивший степень бакалавра31) Вычислительная техника: Banded Signaling, binary subtract, возврат на позицию, BackSpace one record (IBM, VM/ESA, CP), Base Station (LA, GSM, Mobile-Systems), backspace (character), BackSpace, bachelor of science32) Литература: Brilliant Speech33) Нефть: backscattering, backsight, base sediment, basic sediment, bottom sediment, bottom settlings, Бюро стандартов, донные осадки (bottom sediment), донный осадок (bottom sediment), основной осадок (basic sediment), стандарт Великобритании (British Standard)34) Связь: Basic/Bearer Service35) Картография: blacksmith shop, blacksmithy, boundary stone36) Транспорт: Buick Sport, Bumper Sticker37) Пищевая промышленность: Baking Soda, Baloney Sausage38) Фирменный знак: Barber Shop, Bechtel Shell, Bell South, Buxton Sales39) Холодильная техника: National Bureau of Standards40) Экология: Brown Snowmen41) СМИ: Bad Stories, Badly Stated, Brilliant Soliloquy42) Деловая лексика: Before System, Build System, Business Simplified43) Бурение: грязь (bottom settlings), base case44) Глоссарий компании Сахалин Энерджи: booster station45) Нефтегазовая техника Бюро стандартов США (Bureau of Standards)46) Образование: Black Sheep, Brain Stretching, Bus School, Бакалавр наук (Bachelor of Science)47) Полимеры: British Standard, Bureau of Standards, bottom settling48) Программирование: Back Space49) Автоматика: base speed, bulk storage50) Ядерная физика: Beth Salpeter51) Сахалин Р: (bis) британский стандарт52) Медицинская техника: Bjork-Shile (Бьорк-Шили)53) Молочное производство: Bismuth Sulphite54) Нефть и газ: non-linear gap width55) Имена и фамилии: Ben Skywalker, Bill Sanders, Bob Schmidt, Britney Spears56) Баскетбол: blocked shot57) ООН: Bolshevik Storytelling58) Должность: Biomedical Sciences, Business Studies59) Чат: Be Sweet, Biting Sarcasm, Bring Snickers60) Правительство: Bay State, Blue Springs61) NYSE. Bethlehem Steel Corporation62) Программное обеспечение: Block Size63) Хобби: Bite Stamps64) Федеральное бюро расследований: Boston Field Office -
4 SARSEP
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5 SEP
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6 system
1) система || системный3) вчт операционная система; программа-супервизор5) вчт большая программа6) метод; способ; алгоритм•system halted — "система остановлена" ( экранное сообщение об остановке компьютера при наличии серьёзной ошибки)
- CPsystem- H-system- h-system- hydrogen-air/lead battery hybrid system- Ksystem- Lsystem- L*a*b* system- master/slave computer system- p-system- y-system- Δ-system -
7 IRA
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abbrev.: IRA Individual Retirement Account индивидуальный пенсионный счет (ИПС): система пенсионного обеспечения в США, основанная на законе 1974 г. и с 1982 г. доступная всем гражданам; любой человек может открыть в банке индивидуальный пенсионный счет, и его взносы до 2 тыс. долл. в год (4 тыс. долл. для пары работающих супругов) вычитаются из совокупного обложения налогами; не облагаются налогами и проценты по такому счету; за досрочное использование средств до возраста 59,5 лет взимается штраф в 10%; с 1986-1987 гг. введены различные ограничения, связанные с совокупным доходом гражданина или семьи или наличием другого пенсионного обеспечения; средства на ИПС могут инвестироваться в банковские счета, ценные бумаги, взаимные фонды и др. инструменты; см. Employee Retirement Income Security Act;* * *. Individual retirement arrangement . Small Business Taxes & Management . -
8 pension
I 1. сущ.страх., эк. тр. пенсия, пенсионное пособие (регулярные денежные выплаты лицам, достигшим определенного возраста, инвалидам, а также лицам, утратившим кормильца; могут осуществляться из государственных или частных пенсионных фондов)ATTRIBUTES:
pension [pensions\] system — пенсионная система
COMBS:
grant [award\] of pension — назначение пенсии
pension entitlement, entitlement to a pension — право на пенсию, право на получение пенсии
pension payment — пенсионный платеж; выплата пенсии
pension of $20000, $20000 pension — пенсия в размере $20000
to receive [to draw\] a pension — получать пенсию
to grant a pension (to smb.) — назначить пенсию (кому-л.)
to give (smb.) a pension — дать (кому-л.) пенсию
to qualify for [to be entitled to\] a pension — иметь право на пенсию
to retire on a pension — уйти [выйти\] на пенсию
The police pension scheme entitles officers to retire on full pension after 30 years service. — Полицейская пенсионная система наделяет полицейских правом после 30 лет службы выйти в отставку с получением полной пенсии.
He retired from the force with a disability pension. — Он уволился из вооруженных сил с получением права на пенсию по инвалидности.
to pay a pension — выплачивать [платить\] пенсию
Syn:See:30-and-out pension, actuarially reduced pension, additional pension, age pension, alternatively secured pension, basic pension, bridging pension, company pension, contributory pension, corporate pension, disability pension, disability support pension, disablement pension, double orphan pension, employer pension, funded pension, future service pension, government pension, graduated pension, group pension, group personal pension, guaranteed minimum pension, incapacity pension, income support pension, individual pension, joint pension, joint-life pension, life pension, long service pension, military pension, non-contributory pension, occupational pension, old age pension, Old Age Security pension, partner service pension, past service pension, personal pension, portable pension, prior service pension, private pension, retirement pension, salary-related pension, self-employed pension, service pension, simplified employee pension, single pension, single-life pension, stakeholder pension, state pension, supplementary pension, thirty-and-out pension, top-hat pension, unfunded pension, veteran's pension, war disablement pension, war pension, widower's pension, widow's pension, pension account, pension actuary, pension A-Day, pension administrator, pension adviser, pension age, pension annuity, pension benefit, pension bomb, pension bonus, pension business, pension company, pension consultant, pension consulting, pension contribution, pension cost, pension credit, pension debit, pension equity plan, pension expenses, pension fund, pension income, pension insurance, pension law, pension lawyer, pension loan, pension management, pension manager, pension market, pension mortgage, pension mutual fund, pension obligation bond, pension parachute, pension partner, pension plan, pension planning, pension portability, pension product, pension professional, pension provider, pension reversion, pension rollover, pension savings, pension obligation bond, superannuation 1) Department for Work and Pensions, Pension and Welfare Benefits Administration, State Earnings-Related Pension Scheme, pensionable, pensioner 1), dearness allowance2. гл.страх., эк. тр. увольнять [отправлять\] на пенсию [в отставку\] ( с предлогом off); назначать пенсиюIn 1854, he was pensioned off from public service. — В 1854 г. он был уволен с государственной службы на пенсию.
to pension smb. off — отправить [уволить\] кого-л. на пенсию
Though they had a competent but elderly manager, they pensioned him off and started fresh, on their own. — Хотя у них был компетентный, но пожилой управляющий, они отправили его на пенсию и начали все заново, полагаясь только на себя.
See:II сущ.общ. пансион; пансионат (вид дома отдыха или гостиницы, в котором за фиксированную плату отдыхающим предоставляется полное содержание)
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пенсия: выплата регулярного дохода человеку, достигшему пенсионного возраста и имеющему право на частное или государственное пенсионное обеспечение за предшествующий период работы; см. funded pension; unfunded pension-* * *. . Словарь экономических терминов .* * *установленная сумма, регулярно выплачиваемая получателю по достижении им определенного возраста или вследствие прекращения работы по найму -
9 SABER
1) Военный термин: Scientifically Advanced Bureau For Espionage And Research2) Сокращение: Simplified Acquisition of Base Engineering Requirements, Situational Awareness BEacon with Reply, Situational Awareness Beacon with Reply system3) Фирменный знак: Schlumberger Advanced Business Engineering Resources -
10 saber
1) Военный термин: Scientifically Advanced Bureau For Espionage And Research2) Сокращение: Simplified Acquisition of Base Engineering Requirements, Situational Awareness BEacon with Reply, Situational Awareness Beacon with Reply system3) Фирменный знак: Schlumberger Advanced Business Engineering Resources -
11 streamlined
1) ((of a plane, car, ship etc) shaped so as to move faster and more efficiently: the newest, most streamlined aircraft.) stromlinienförmig2) (efficient and economical: streamlined business methods.) fortschrittlich* * *stream·lined[ˈstri:mlaɪnd]* * *['striːmlaɪnd]adjwing windschlüpfig; car, plane also stromlinienförmig; (fig) rationalisiert* * *streamlined adj1. PHYS, TECH stromlinienförmig, windschnittig, windschlüpfrig, Stromlinien…2. schnittig, elegant (u. zweckmäßig), formschön3. figa) modernisiert, fortschrittlichb) rationell, durchorganisiert* * *adj.stromlinienförmig adj. -
12 model
1) модель; модификация2) модель (образец; уменьшенная, упрощенная копия)3) модель (абстрактная схема; концепция)•- access control model
- adaptive model
- aggregated model
- algoristic-type model
- allocation model
- analytical model
- ANOVA model
- behavioral model
- birth-death model
- block-diagram model - capability maturity model
- cascade-based model
- causal model
- client/server model
- client-component model
- client-server model
- cognitive model
- computer model
- conceptual model
- controllable model
- correlative model
- cost estimation model
- crude model
- cybernetic model
- data model
- decision-theoretic model
- decision-tree model
- descriptive model
- design model
- desk model
- deterministic model - domain semantic model
- dynamic programming model
- E/R model
- econometric model
- elaborate model
- elemental-equivalent model
- entity set model
- entity-relationship model
- equilibrium model
- estimation model
- exhaustive fault model
- exogenous priority model
- external model
- fault model
- fault-effect model
- finite element model
- fixed cascade delay model
- fixed gate delay model
- flow-oriented model
- forecasting model
- formal model
- frame-based model
- functional model
- gaming model
- gate-based model
- gate-level model
- generalized model
- generic model
- geometrical model
- graph model
- hardware model
- hazard function model
- hazard model
- heuristic model
- hierarchical model
- iconographic model
- internal model
- layout model
- level-based model
- linear programming model
- linear word-level model
- many-server model
- mental model
- MILP model
- model of calculation
- model of knowledge
- Monte-Carlo model
- multiple model
- multivariate model
- network model
- object model
- object-centric model
- OSI reference model
- pandemonium model
- performance-based model
- phenomenological model
- pictorial model
- pilot model
- pin fault model
- predictive model
- preemptive model
- preliminary model
- preproduction model
- priority model
- probabilistic model
- problem model - quantitative model
- queueing model
- real world model
- relational model
- relative model
- reliability model
- role-playing model
- scaling model
- scheduling model
- security model
- semi-Markov model
- seven-layer model
- shaded model
- simplified model
- simulation model
- single-stuck fault model
- singular model
- software model
- solid model
- sophisticated model
- state-space model
- statistical model
- stochastic model
- stream of characters model
- structural model
- stuck-at model
- suspect/monitor model
- symbolic model
- table model
- task-network model
- timing model
- transformational model
- typewriter model
- vocal-tract model
- waiting line model
- waterfall model
- wire-frame model
- word-level model
- world modelEnglish-Russian dictionary of computer science and programming > model
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13 Hamilton, Harold Lee (Hal)
[br]b. 14 June 1890 Little Shasta, California, USAd. 3 May 1969 California, USA[br]American pioneer of diesel rail traction.[br]Orphaned as a child, Hamilton went to work for Southern Pacific Railroad in his teens, and then worked for several other companies. In his spare time he learned mathematics and physics from a retired professor. In 1911 he joined the White Motor Company, makers of road motor vehicles in Denver, Colorado, where he had gone to recuperate from malaria. He remained there until 1922, apart from an eighteenth-month break for war service.Upon his return from war service, Hamilton found White selling petrol-engined railbuses with mechanical transmission, based on road vehicles, to railways. He noted that they were not robust enough and that the success of petrol railcars with electric transmission, built by General Electric since 1906, was limited as they were complex to drive and maintain. In 1922 Hamilton formed, and became President of, the Electro- Motive Engineering Corporation (later Electro-Motive Corporation) to design and produce petrol-electric rail cars. Needing an engine larger than those used in road vehicles, yet lighter and faster than marine engines, he approached the Win ton Engine Company to develop a suitable engine; in addition, General Electric provided electric transmission with a simplified control system. Using these components, Hamilton arranged for his petrol-electric railcars to be built by the St Louis Car Company, with the first being completed in 1924. It was the beginning of a highly successful series. Fuel costs were lower than for steam trains and initial costs were kept down by using standardized vehicles instead of designing for individual railways. Maintenance costs were minimized because Electro-Motive kept stocks of spare parts and supplied replacement units when necessary. As more powerful, 800 hp (600 kW) railcars were produced, railways tended to use them to haul trailer vehicles, although that practice reduced the fuel saving. By the end of the decade Electro-Motive needed engines more powerful still and therefore had to use cheap fuel. Diesel engines of the period, such as those that Winton had made for some years, were too heavy in relation to their power, and too slow and sluggish for rail use. Their fuel-injection system was erratic and insufficiently robust and Hamilton concluded that a separate injector was needed for each cylinder.In 1930 Electro-Motive Corporation and Winton were acquired by General Motors in pursuance of their aim to develop a diesel engine suitable for rail traction, with the use of unit fuel injectors; Hamilton retained his position as President. At this time, industrial depression had combined with road and air competition to undermine railway-passenger business, and Ralph Budd, President of the Chicago, Burlington \& Quincy Railroad, thought that traffic could be recovered by way of high-speed, luxury motor trains; hence the Pioneer Zephyr was built for the Burlington. This comprised a 600 hp (450 kW), lightweight, two-stroke, diesel engine developed by General Motors (model 201 A), with electric transmission, that powered a streamlined train of three articulated coaches. This train demonstrated its powers on 26 May 1934 by running non-stop from Denver to Chicago, a distance of 1,015 miles (1,635 km), in 13 hours and 6 minutes, when the fastest steam schedule was 26 hours. Hamilton and Budd were among those on board the train, and it ushered in an era of high-speed diesel trains in the USA. By then Hamilton, with General Motors backing, was planning to use the lightweight engine to power diesel-electric locomotives. Their layout was derived not from steam locomotives, but from the standard American boxcar. The power plant was mounted within the body and powered the bogies, and driver's cabs were at each end. Two 900 hp (670 kW) engines were mounted in a single car to become an 1,800 hp (l,340 kW) locomotive, which could be operated in multiple by a single driver to form a 3,600 hp (2,680 kW) locomotive. To keep costs down, standard locomotives could be mass-produced rather than needing individual designs for each railway, as with steam locomotives. Two units of this type were completed in 1935 and sent on trial throughout much of the USA. They were able to match steam locomotive performance, with considerable economies: fuel costs alone were halved and there was much less wear on the track. In the same year, Electro-Motive began manufacturing diesel-electrie locomotives at La Grange, Illinois, with design modifications: the driver was placed high up above a projecting nose, which improved visibility and provided protection in the event of collision on unguarded level crossings; six-wheeled bogies were introduced, to reduce axle loading and improve stability. The first production passenger locomotives emerged from La Grange in 1937, and by early 1939 seventy units were in service. Meanwhile, improved engines had been developed and were being made at La Grange, and late in 1939 a prototype, four-unit, 5,400 hp (4,000 kW) diesel-electric locomotive for freight trains was produced and sent out on test from coast to coast; production versions appeared late in 1940. After an interval from 1941 to 1943, when Electro-Motive produced diesel engines for military and naval use, locomotive production resumed in quantity in 1944, and within a few years diesel power replaced steam on most railways in the USA.Hal Hamilton remained President of Electro-Motive Corporation until 1942, when it became a division of General Motors, of which he became Vice-President.[br]Further ReadingP.M.Reck, 1948, On Time: The History of the Electro-Motive Division of General Motors Corporation, La Grange, Ill.: General Motors (describes Hamilton's career).PJGRBiographical history of technology > Hamilton, Harold Lee (Hal)
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14 McNaught, William
SUBJECT AREA: Steam and internal combustion engines[br]b. 27 May 1813 Sneddon, Paisley, Scotlandd. 8 January 1881 Manchester, England[br]Scottish patentee of a very successful form of compounding beam engine with a high-pressure cylinder between the fulcrum of the beam and the connecting rod.[br]Although born in Paisley, McNaught was educated in Glasgow where his parents had moved in 1820. He followed in his father's footsteps and became an engineer through an apprenticeship with Robert Napier at the Vulcan Works, Washington Street, Glasgow. He also attended science classes at the Andersonian University in the evenings and showed such competence that at the age of 19 he was offered the position of being in charge of the Fort-Gloster Mills on the Hoogly river in India. He remained there for four years until 1836, when he returned to Scotland because the climate was affecting his health.His father had added the revolving cylinder to the steam engine indicator, and this greatly simplified and extended its use. In 1838 William joined him in the business of manufacturing these indicators at Robertson Street, Glasgow. While advising textile manufacturers on the use of the indicator, he realized the need for more powerful, smoother-running and economical steam engines. He provided the answer by placing a high-pressure cylinder midway between the fulcrum of the beam and the connecting rod on an ordinary beam engine. The original cylinder was retained to act as the low-pressure cylinder of what became a compound engine. This layout not only reduced the pressures on the bearing surfaces and gave a smoother-running engine, which was one of McNaught's aims, but he probably did not anticipate just how much more economical his engines would be; they often gave a saving of fuel up to 40 per cent. This was because the steam pipe connecting the two cylinders acted as a receiver, something lacking in the Woolf compound, which enabled the steam to be expanded properly in both cylinders. McNaught took out his patent in 1845, and in 1849 he had to move to Manchester because his orders in Lancashire were so numerous and the scope was much greater there than in Glasgow. He took out further patents for equalizing the stress on the working parts, but none was as important as his original one, which was claimed to have been one of the greatest improvements since the steam engine left the hands of James Watt. He was one of the original promoters of the Boiler Insurance and Steam Power Company and was elected Chairman in 1865, a position he retained until a short time before his death.[br]Bibliography1845, British patent no. 11,001 (compounding beam engine).Further ReadingObituary, Engineer 51.Obituary, Engineering 31.R.L.Hills, 1989, Power from Steam. A History of the Stationary Steam Engine, Cambridge University Press (the fullest account of McNaught's proposals for compounding).RLH -
15 Townsend, Matthew
SUBJECT AREA: Textiles[br]b. Leicester (?), Englandd. after 1867 USA[br]English inventor of the latch needle for making seamless hose, and developer of ribbed knitting on circular machines.[br]Townsend, who described himself in his first patent as a framework knitter and afterwards as a hosier of Leicester, took out a patent in 1847 for the application of a "machine like that of a point net frame to an ordinary stocking-frame". He described needles and hooks of a peculiar shape which were able to take the work off the knitting machine, reverse the loops and return them again so that ribbed knitting could be made on circular machines. These became popular for knitting stockings which, although not fully fashioned, had sufficient strength to fit the leg. In 1854 he took out a patent for making round hose with heels and toes fashioned on other machines. In yet another patent, in 1856, he described a method of raising looped pile on knitted fabrics for making "terry" towelling fabrics. He could use different coloured yarns in the fabric that were controlled by a Jacquard mechanism. It was in the same year, 1856, in a further patent that he described his tumbler or latch needles as well as the making of figured patterns in knitting on both sides of the fabric with a Jacquard mechanism. The latch needles were self-acting, being made to move up and down or backwards and forwards by the action of cams set in the cylindrical body of the machine. Normally the needle worked in a vertical or inclined position with the previous loop on the shank below the latch. Weft yarn was placed in the hook of the needle. The needle was drawn down between fixed plates which formed a new loop with the weft. At the same time, the original loop already on the shank of the needle moved along the shank and closed the latch so that it could pass over the newly formed loop in the needle hook and fall over the end of the needle incorporating the new loop on its way to make the next row of stitches. The latch needle obviated the need for loop wheels and pressers and thus simplified the knitting mechanism. Townsend's invention was the forerunner of an entirely new generation of knitting machines, but it was many years before its full potential was realized, the bearded needle of William Lee being preferred because the hinge of the latch could not be made as fine as the bearded needle.Townsend was in the first rank of skilful manufacturers of fancy Leicester hosiery and had a good practical knowledge of the machinery used in his trade. Having patented his needles, he seems not to have succeeded in getting them into very profitable or extensive use, possibly because he fixed the royalty too high. His invention proved to be most useful and profitable in the hands of others, for it gave great impetus to the trade in seamless hose. For various reasons he discontinued his business in Leicester. He emigrated to the USA, where, after some initial setbacks, he began to reap the rewards of his skill.[br]Bibliography1847, British patent no. 11,899 (knitting machine). 1854, British patent no. 1,523 (seamless hose).1856, British patent no. 1,157 ("terry" towelling fabrics).1856, British patent no. 1,858 (latch needles and double-sided patterns on fabrics).Further ReadingF.A.Wells, 1935, The British Hosiery and Knitwear Industry, London (mentions Townsend briefly).W.Felkin, 1967, History of the Machine-wrought Hosiery and Lace Manufactures, reprint, Newton Abbot (orig. pub. 1867) (a better account of Townsend).RLH
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