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21 credit ceiling
Finthe largest amount that a lender will permit somebody to borrow, for example, on a credit card -
22 credit limit
Finthe highest amount that a lender will allow somebody to borrow, for example, on a credit card -
23 credit rating agency
Fina company that assesses the creditworthiness of people on behalf of businesses or banks.U.K. term credit-reference agency -
24 credit rationing
Finthe process of making credit less easily available or subject to high interest rates -
25 credit scoring
Fina calculation done in the process of credit rating -
26 credit risk
Fin [m1]1. the chance that a borrower will default on a loan2. a borrower who may default on a loan3. the possibility that a loss may occur from the failure of another party to perform according to the terms of a contract -
27 credit card
E-com, Fina card issued by a bank or financial institution and accepted by a merchant in payment for a transaction for which the cardholder must subsequently reimburse the issuer -
28 credit note
Fina document stating that a store owes somebody an amount of money and entitling the person to goods to the specified value -
29 credit
Finthe trust that people have in somebody’s ability to repay a loan, or a loan itself -
30 credit available
Finthe amount of money that somebody can borrow at a given time -
31 credit bureau
Fina company that assesses the creditworthiness of people for businesses or banks. -
32 credit capacity
Finthe amount of money that somebody can borrow and be expected to repay -
33 credit creation
Finthe collective ability of lenders to make money available to borrowers -
34 credit entry
Finan item on the asset side of a financial statement -
35 credit exposure
Finthe risk to a lender of a borrower defaulting -
36 credit sale
Fina sale for which the buyer need not pay immediately -
37 credit side
Finthe part of a financial statement that lists assets -
38 credit standing
Finthe reputation that somebody has with regard to meeting financial obligations -
39 real time credit card processing
E-comthe online authorization of a credit card indicating that the credit card has been approved or rejected during the transactionThe ultimate business dictionary > real time credit card processing
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40 deferred credit
Finrevenue received but not yet reported as income in the profit and loss account, for example, payment for goods to be delivered or services provided at a later date, or government grants received for the purchase of assets. The deferred credit is treated as a credit balance on the balance sheet while waiting to be treated as income.
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