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1 reserve ratio
Finthe proportion of a bank’s deposits that must be kept in reserve.In the United Kingdom and in certain European countries, there is no compulsory ratio, although banks will have their own internal measures and targets to be able to repay customer deposits as they forecast they will be required. In the United States, specified percentages of deposits—established by the Federal Reserve Board—must be kept by banks in a non-interest-bearing account at one of the twelve Federal Reserve Banks located throughout the country.In Europe, the reserve requirement of an institution is calculated by multiplying the reserve ratio for each category of items in the reserve base, set by the European Central Bank, with the amount of those items in the institution’s balance sheets. These figures vary according to the institution.The required reserve ratio in the United States is set by federal law, and depends on the amount of checkable deposits a bank holds. The first $44.3 million of deposits are subject to a 3% reserve requirement. Deposits in excess of $44.3 million are subject to 10% reserve requirement. These breakpoints are reviewed annually in accordance with money supply growth. No reserves are required against certificates of deposit or savings accounts.The reserve ratio requirement limits a bank’s lending to a certain fraction of its demand deposits. The current rule allows a bank to issue loans in an amount equal to 90% of such deposits, holding 10% in reserve. The reserves can be held in any combination of till money and deposit at a Federal Reserve Bank. -
2 bank reserve ratio
Fina standard established by a central bank governing the relationship between the amount of money that other banks must keep on hand and the amount that they can loan out. By raising and lowering the ratio, the central bank can decrease or increase the money supply. -
3 Cash Reserve Ratio
Accounting: CRRУниверсальный русско-английский словарь > Cash Reserve Ratio
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4 Required Reserve Ratio
Accounting: RRRУниверсальный русско-английский словарь > Required Reserve Ratio
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5 ratio de depósitos
• reserve ratio -
6 ratio de reservas
• reserve ratio -
7 ratio mínimo de encaje
• minimum reserve ratio -
8 reserve production ratio
Универсальный русско-английский словарь > reserve production ratio
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9 reserve replacement ratio
Audit: RRRУниверсальный русско-английский словарь > reserve replacement ratio
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10 reserve strength ratio
Caspian: RSRУниверсальный русско-английский словарь > reserve strength ratio
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11 reserve-production ratio
Универсальный русско-английский словарь > reserve-production ratio
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12 Deckungsverhältnis der Federal-Reserve-Banken
Business german-english dictionary > Deckungsverhältnis der Federal-Reserve-Banken
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13 prime assets ratio
Finthe proportion of total liabilities which Australian banks are obliged by the Reserve Bank to hold in secure assets such as cash and government securities.Abbr. PAR -
14 норма резервного покриття
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15 coeficiente de reserva
• reserve ratio -
16 relación de reserva
• reserve ratio -
17 relación de reservas
• reserve ratio -
18 relación de reservas contra depósitos
• reserve ratioDiccionario Técnico Español-Inglés > relación de reservas contra depósitos
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19 коэффициент резерва
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20 норма резервного покрытия
Русско-английский словарь по экономии > норма резервного покрытия
См. также в других словарях:
reserve ratio — ➔ ratio * * * reserve ratio UK US noun [C] US BANKING, FINANCE ► RESERVE REQUIREMENT(Cf. ↑reserve requirement) … Financial and business terms
reserve ratio — noun Etymology: reserve (II) : the ratio of the cash reserves of a bank to liabilities; especially : the ratio of gold certificates to combined deposit liabilities and outstanding Federal Reserve notes of the Federal Reserve banks * * * reserve… … Useful english dictionary
Reserve Ratio — The portion (expressed as a percent) of depositors balances banks must have on hand as cash. This is a requirement determined by the country s central bank, which in the U.S. is the Federal Reserve. The reserve ratio affects the money supply in a … Investment dictionary
reserve ratio — In banking, the primary reserve ratio is the ratio of the balance of Federal Reserve balance of the bank plus cash in vault to the demand deposits of the bank … Black's law dictionary
reserve ratio — relation between the amount of cash at a bank s disposal and the amount of deposits deposited in the bank … English contemporary dictionary
cash reserve ratio — UK US noun [C] ► BANKING a RESERVE RATIO(Cf. ↑reserve ratio) … Financial and business terms
secondary reserve ratio — ratio between the government securities of the bank and its demand deposits. There is also a ratio between time deposits and Federal Reserve balances plus cash in vault … Black's law dictionary
Reserve requirement — The reserve requirement (or required reserve ratio) is a bank regulation that sets the minimum reserves each bank must hold to customer deposits and notes. These reserves are designed to satisfy withdrawal demands, and would normally be in the… … Wikipedia
ratio — the proportional relationship of one thing to another * * * ratio ra‧ti‧o [ˈreɪʆiəʊ ǁ ˈreɪʆoʊ] noun [countable] a relationship between two amounts that is represented by a pair of numbers showing how much greater one amount is than the other: •… … Financial and business terms
Reserve Bank of India — Infobox Central bank bank name in local = भारतीय रिज़र्व बैंक image 1 = RBI Tower.jpg image title 1 = The RBI headquarters in Mumbai image 2 = image title 2 = headquarters = coordinates = established = April 1, 1935 president = Duvvuri Subbarao… … Wikipedia
reserve requirements — The minimum amount of cash and liquid assets as a percentage of demand deposits and time deposits that member banks of the Federal Reserve are required to maintain. Chicago Board of Trade glossary The percentages of different types of deposits… … Financial and business terms