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101 bond debt
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102 interest debt
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103 unsecured debt
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104 dielectric isolation
English-Russian big polytechnic dictionary > dielectric isolation
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105 fully-enclosed air isolation
English-Russian big polytechnic dictionary > fully-enclosed air isolation
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106 interlayer isolation
English-Russian big polytechnic dictionary > interlayer isolation
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107 junction isolation
English-Russian big polytechnic dictionary > junction isolation
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108 big picture
Gen Mgtan informal term for a broad perspective on an issue that encompasses its surrounding context and longterm implications -
109 capital funding planning
Finthe process of selecting suitable funds to finance longterm assets and working capital -
110 complaint
Gen Mgtan expression of dissatisfaction with a product or service, either orally or in writing, from an internal or external customer. A customer may have a genuine cause for complaint, although some complaints may be made as a result of a misunderstanding or an unreasonable expectation of a product or service. How a complaint is handled will affect the overall level of customer satisfaction and may affect longterm customer loyalty. It is important for providers to have clear procedures for dealing rapidly with any complaints, to come to a fair conclusion, and to explain the reasons for what may be perceived by the customer as a negative response. -
111 contract cost
Finaggregated costs of a single contract; usually applies to major longterm contracts rather than short-term jobs -
112 corporate appraisal
Fina critical assessment of strengths and weaknesses, opportunities and threats ( SWOT analysis) in relation to the internal and environmental factors affecting an entity in order to establish its condition prior to the preparation of the longterm plan -
113 current account mortgage
Fina longterm loan, usually for the purchase of real estate, in which the borrower pays interest on the sum loaned in monthly installments and repays the principal in one lump sum at the end of the term. When calculating the interest payments, the lender takes into account the balance in the borrower’s current and/or savings accounts. It is the borrower’s responsibility to make provisions to accumulate the required capital during the period of the mortgage, usually by contributing to tax efficient investment plans such as Individual Savings Accounts or by relying on an anticipated inheritance. -
114 loan capital
Findebentures and other longterm loans to a business -
115 marginal cost
Econthe amount by which the costs of a firm will be increased if its output is increased by one more unit, of if one more customer is served.EXAMPLEIf the price charged is greater than the marginal cost, then the revenue gain will be greater than the added cost. That, in turn, will increase profit, so the expansion in production or service makes economic sense and should proceed. The reverse is also true: if the price charged is less than the marginal cost, expansion should not go ahead.The formula for marginal cost is:Change in cost /change in quantityIf it costs a company $260,000 to produce 3,000 items, and $325,000 to produce 3,800 items, the change in cost would be:$325,000 – $260,000 = $65,000The change in quantity would be:3,800 – 3,000 = 800When the formula to calculate marginal cost is applied, the result is:$65,000 /800 = $81.25If the price of the item in question were $99.95, expansion should proceed.Relying on marginal cost is not fail-safe, however; putting more products on a market can drive down prices and thus cut margins. Moreover, committing idle capacity to longterm production may tie up resources that could be directed to a new and more profitable opportunity. An important related principle is contribution: the cash gained (or lost) from selling an additional unit. -
116 mortgage
Fin [m1]1. a financial lending arrangement whereby an individual borrows money from a bank, or another lending institution, in order to buy property or land. The original amount borrowed, the principal, is then repaid with interest to the lender over a fixed number of years.2. a borrowing arrangement whereby the lender is granted a legal right to an asset, usually a piece of real estate, should the borrower default on the repayments. Mortgages are usually taken out by individuals who wish to secure a longterm loan to buy a home. -
117 personal financial planning
Finshortand long-term financial planning by an individual, either independently or with the assistance of a professional adviser. It will include the use of tax efficient plans such as Individual Retirement Accounts, ensuring adequate provisions are being made for retirement, and examining shortand longterm borrowing requirements such as overdrafts and mortgages.The ultimate business dictionary > personal financial planning
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118 free of debt
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119 front end finance
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120 long term finance
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