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101 closed-end credit
Gen Mgta loan, plus any interest and finance charges, that is to be repaid in full by a specified future date. Loans that have real estate or motor vehicles as collateral are usually closed-end.See also openend credit -
102 current account mortgage
Fina longterm loan, usually for the purchase of real estate, in which the borrower pays interest on the sum loaned in monthly installments and repays the principal in one lump sum at the end of the term. When calculating the interest payments, the lender takes into account the balance in the borrower’s current and/or savings accounts. It is the borrower’s responsibility to make provisions to accumulate the required capital during the period of the mortgage, usually by contributing to tax efficient investment plans such as Individual Savings Accounts or by relying on an anticipated inheritance. -
103 interest-only mortgage
Fina long-term loan, usually for the purchase of real estate, in which the borrower only pays interest to the lender during the term of the mortgage, with the principal being repaid at the end of the term. It is thus the borrower’s responsibility to make provisions to accumulate the required capital during the period of the mortgage, usually by contributing to tax efficient investment plans. -
104 mortgage
Fin [m1]1. a financial lending arrangement whereby an individual borrows money from a bank, or another lending institution, in order to buy property or land. The original amount borrowed, the principal, is then repaid with interest to the lender over a fixed number of years.2. a borrowing arrangement whereby the lender is granted a legal right to an asset, usually a piece of real estate, should the borrower default on the repayments. Mortgages are usually taken out by individuals who wish to secure a longterm loan to buy a home. -
105 налог на движимое имущество
личное имущество, личная собственность — personal assets
Бизнес, юриспруденция. Русско-английский словарь > налог на движимое имущество
См. также в других словарях:
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