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1 minimum lending rate
Finan interest rate charged by a central bank, which serves as a floor for loans in a country -
2 Base Lending Rate
Accounting: BLR -
3 minimal lending rate
Stock Exchange: MLRУниверсальный русско-английский словарь > minimal lending rate
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4 minimum lending rate
Abbreviation: MLRУниверсальный русско-английский словарь > minimum lending rate
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5 Prime-Rate
Prime-Rate f (AE) BANK, FIN (AE) prime rate, prime, prime lending rate, prime interest rate (für quasi ‚risikolose’, kurzfristige Kredite an Unternehmen mit erstklassigem Rating; the rate at which US banks lend to their prime customers, i.e. borrowers with the best rating; higher-risk customers pay the prime rate plus a margin, reflecting the credit risk; cf base rate BE)* * *f <Bank, Finanz> prime rate of interest -
6 Truth in Lending Act
Finin the United States, a law requiring lenders to disclose the terms of their credit offers accurately so that consumers are not misled and are able to compare the various credit terms available. The Truth-in-Lending Act requires lenders to disclose the terms and costs of all loan plans, including the following: annual percentage rate, points and fees; the total of the principal amount being financed; payment due date and terms, including any balloon payment where applicable and late payment fees; features of variable-rate loans, including the highest rate the lender would charge, how it is calculated and the resulting monthly payment; total finance charges; whether the loan is assumable; application fee; annual or onetime service fees; pre-payment penalties; and, where applicable, confirm the address of the property securing the loan.Abbr. TILA -
7 exchange rate risk
Finthe risk of suffering loss on converting another currency to the currency of a company’s own country.EXAMPLEExchange rate risks can be arranged into three primary categories. (1.) Economic exposure: operating costs will rise due to changes in rates and make a product uncompetitive in the world market. Little can be done to reduce this routine business risk that every enterprise must endure. (2.) Translation exposure: the impact of currency exchange rates will reduce a company’s earnings and weaken its balance sheet. To reduce translation exposure, experienced corporate fund managers use a range of techniques known as currency hedging. (3.) Transaction exposure: there will be an unfavorable move in a specific currency between the time when a contract is agreed and the time it is completed, or between the time when a lending or borrowing is initiated and the time the funds are repaid. Transaction exposure can be eased by factoring: transferring title to foreign accounts receivable to a third-party factoring house.Although there is no definitive way of forecasting exchange rates, largely because the world’s economies and financial markets are evolving so rapidly, the relationships between exchange rates, interest rates, and inflation rates can serve as leading indicators of changes in risk. These relationships are as follows. Purchasing Power Parity theory (PPP): while it can be expressed differently, the most common expression links the changes in exchange rates to those in relative price indices in two countries:Rate of change of exchange rate = Difference in inflation ratesInternational Fisher Effect (IFE): this holds that an interest-rate differential will exist only if the exchange rate is expected to change in such a way that the advantage of the higher interest rate is offset by the loss on the foreign exchange transactions. Practically speaking, the IFE implies that while an investor in a low-interest country can convert funds into the currency of a high-interest country and earn a higher rate, the gain (the interest rate differential) will be offset by the expected loss due to foreign exchange rate changes. The relationship is stated as:Expected rate of change of the exchange rate = Interest-rate differentialUnbiased Forward Rate Theory: this holds that the forward exchange rate is the best unbiased estimate of the expected future spot exchange rate.Expected exchange rate = Forward exchange rate -
8 reference rate
Fina benchmark rate, for example, a bank’s own base rate or LIBOR. Lending rates are often expressed as a margin over a reference rate. -
9 Usury is defined as the act of lending money at an unreasonably high interest rate, this rate is defined at the state level. Repayment of loans at a usurious rate makes repayment excessively difficult to impossible for borrowers. This is a
General subject: usury lawУниверсальный русско-английский словарь > Usury is defined as the act of lending money at an unreasonably high interest rate, this rate is defined at the state level. Repayment of loans at a usurious rate makes repayment excessively difficult to impossible for borrowers. This is a
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10 ссудный процент
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11 кредитна ставка
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12 tasa activa
• lending rate -
13 tasa de interés activa
• lending rate -
14 tasa de interés de los préstamos
• lending rateDiccionario Técnico Español-Inglés > tasa de interés de los préstamos
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15 tasa de los préstamos
• lending rate -
16 tasa de préstamos
• lending rate -
17 ставка ссудная
lending rate -
18 ставка ссудного процента
lending rate -
19 ставка позичкового відсотка
lending interest rate; lending rateУкраїнсько-англійський словник > ставка позичкового відсотка
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20 ставка ссудного процента для компаний
Русско-английский словарь по экономии > ставка ссудного процента для компаний
См. также в других словарях:
lending rate — UK US noun [C] BANKING, FINANCE, ECONOMICS ► the rate of interest that a bank or other financial organization charges for borrowing money: »Iceland s central bank raised its key lending rate to 13.5%. cut/raise/increase the lending rate… … Financial and business terms
lending rate — UK [ˈlendɪŋ ˌreɪt] US noun [countable] [singular lending rate plural lending rates] economics a percentage that a bank charges a customer who borrows money Thesaurus: general w … Useful english dictionary
lending rate — lending rates N COUNT The lending rate is the rate of interest that you have to pay when you are repaying a loan. The bank left its lending rates unchanged … English dictionary
lending rate — n the rate of ↑interest 1(4) that you have to pay to a bank or other financial institution when you borrow money from them = ↑interest rate … Dictionary of contemporary English
lending rate — UK [ˈlendɪŋ ˌreɪt] / US noun [countable] Word forms lending rate : singular lending rate plural lending rates economics a percentage that a bank charges a customer who borrows money … English dictionary
lending rate — noun (C) the rate of interest 1 (4) that you have to pay to a bank or other financial institution when you borrow money from them; interest rate … Longman dictionary of contemporary English
lending rate — lend|ing rate [ lendıŋ ,reıt ] noun count a percentage that a bank charges a customer who borrows money … Usage of the words and phrases in modern English
minimum lending rate — ➔ rate1 * * * minimum lending rate UK US noun [C] (ABBREVIATION MLR) BANKING, FINANCE ► BASE RATE(Cf. ↑base rate): » … Financial and business terms
prime lending rate — The lowest rate of interest that a financial institution, such as a bank, charges its best customers, usually large corporations, for short term unsecured loans. Dictionary from West s Encyclopedia of American Law. 2005. prime lending rate … Law dictionary
bank lending rate — UK US noun [C] BANKING, FINANCE ► the lowest rate of interest at which banks can lend money to other banks: »The overnight bank lending rate remained unchanged at 5% … Financial and business terms
minimum lending rate — the official interest rate charged by the Bank of England and below which it will refrain from lending money. * * * minimum lending rate noun (from 1972 to 1981) the minimum rate of interest charged by the Bank of England to the discount market • … Useful english dictionary