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delinquent borrower

См. также в других словарях:

  • delinquent — [[t]dɪlɪ̱ŋkwənt[/t]] delinquents 1) ADJ Someone, usually a young person, who is delinquent repeatedly commits minor crimes. → See also juvenile delinquent ...remand homes for delinquent children. N COUNT Delinquent is also a noun. ...a nine year… …   English dictionary

  • Delinquent — The failure to accomplish what is required by law or duty, such as the failure to make a required payment or to perform a certain action. A delinquent is an individual or corporation with a contractual obligation to make payments against a loan… …   Investment dictionary

  • Delinquent Mortgage — A mortgage for which the borrower has failed to make payments as required in the loan documents. If the borrower can t bring the payments current within a certain time period, the lender may initialize foreclosure proceedings. Foreclosure is a… …   Investment dictionary

  • Distressed Borrower — A borrower who is unable to fully repay his or her debt due to financial difficulties difficulties either created by personal circumstance or the terms of the loan which he or she did not fully understand or was not able to meet when originally… …   Investment dictionary

  • Mortgage Forbearance Agreement — An agreement made between a mortgage lender and delinquent borrower in which the lender agrees not to exercise its legal right to foreclose on a mortgage and the borrower agrees to a mortgage plan that will, over a certain time period, bring the… …   Investment dictionary

  • Voluntary Conveyance — Transfer of title from a delinquent homeowner to a lender to satisfy the balance on a loan in default. The delinquent borrower transfers title on a voluntary basis, in order to avoid foreclosure. Voluntary conveyance also refers to a transfer of… …   Investment dictionary

  • Ocwen — Financial Corporation (NYSE: OCN) is a provider of residential and commercial mortgage loan servicing, special servicing and asset management services. Ocwen is headquartered in Atlanta, Georgia, with additional offices in West Palm Beach… …   Wikipedia

  • Phantom Income — Income paid to a taxpayer during the tax year that is not constructively received at the taxpayer s end. Phantom income is not terribly common, but does manifest itself in such investments as limited partnerships, where the earnings are taxed but …   Investment dictionary

  • Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… …   Wikipedia

  • Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …   Wikipedia

  • Foreclosure — For Lacan s psychoanalytic process, see Foreclosure (psychoanalysis). House in Salinas, California under foreclosure, following the popping of the U.S. real estate bubble. Foreclosure is the legal process by which a mortgage lender (mortgagee),… …   Wikipedia

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