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121 телеграфный перевод
1. cable transfer2. wire transferРусско-английский большой базовый словарь > телеграфный перевод
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122 saldo
1 balance♦voorbeelden:een nadelig/negatief/passief saldo • a deficitopenstaand saldo • outstanding balancevoldoende saldo op een rekening hebben • have sufficient (funds) in an accounteen batig saldo geven, een saldo opleveren • yield a surplus -
123 balance sheet
Fina financial report stating the total assets, liabilities, and owners’ equity of an organization at a given date, usually the last day of the accounting period. The debit side of the balance sheet states assets, while the credit side states liabilities and equity, and the two sides must be equal, or balance.EXAMPLEAssets include cash in hand and cash anticipated (receivables), inventories of supplies and materials, properties, facilities, equipment, and whatever else the company uses to conduct business. Assets also need to reflect depreciation in the value of equipment such as machinery that has a limited expected useful life.Liabilities include pending payments to suppliers and creditors, outstanding current and long-term debts, taxes, interest payments, and other unpaid expenses that the company has incurred.Subtracting the value of aggregate liabilities from the value of aggregate assets reveals the value of owners’ equity. Ideally, it should be positive. Owners’ equity consists of capital invested by owners over the years and profits (net income) or internally generated capital, which is referred to as “retained earnings”; these are funds to be used in future operations.As an example: -
124 capture
E-com -
125 creditor days
Finthe number of days on average that a company requires to pay its creditors.EXAMPLETo determine creditor days, divide the cumulative amount of unpaid suppliers’ bills (also called trade creditors) by sales, then multiply by 365. If suppliers’ bills total $800,000 and sales are $9,000,000, the calculation is:(800,000/9,000,000) × 365 = 32.44 daysThe company takes 32.44 days on average to pay its bills.Creditor days is an indication of a company’s creditworthiness in the eyes of its suppliers and creditors, since it shows how long they are willing to wait for payment. Within reason, the higher the number the better, because all companies want to conserve cash. At the same time, a company that is especially slow to pay its bills (100 or more days, for example) may be a company having trouble generating cash, or one trying to finance its operations with its suppliers’ funds. An abnormally high creditor days figure may not only suggest a cash crisis, but also indicate the management’s difficulty in maintaining revolving credit agreements. -
126 holdback
E-comfunds from a merchant’s credit card transactions held in reserve for a predetermined time by the merchant account provider to cover possible disputed charges. [m1] Also known as reserve account -
127 Robert, Nicolas Louis
SUBJECT AREA: Paper and printing[br]b. 2 December 1761 Paris, Franced. 8 August 1828 Dreux, France[br]French inventor of the papermaking machine.[br]Robert was born into a prosperous family and received a fair education, after which he became a lawyer's clerk. In 1780, however, he enlisted in the Army and joined the artillery, serving with distinction in the West Indies, where he fought against the English. When dissatisfied with his prospects, Robert returned to Paris and obtained a post as proof-reader to the firm of printers and publishers owned by the Didot family. They were so impressed with his abilities that they promoted him, c. 1790, to "clerk inspector of workmen" at their paper mill at Essonnes, south of Paris, under the control of Didot St Leger.It was there that Robert conceived the idea of a continuous papermaking machine. In 1797 he made a model of it and, after further models, he obtained a patent in 1798. The paper was formed on a continuously revolving wire gauze, from which the sheets were lifted off and hung up to dry. Didot was at first scathing, but he came round to encouraging Robert to make a success of the machine. However, they quarrelled over the financial arrangements and Robert left to try setting up his own mill near Rouen. He failed for lack of capital, and in 1800 he returned to Essonnes and sold his patent to Didot for part cash, part proceeds from the operation of the mill. Didot left for England to enlist capital and technical skills to exploit the invention, while Robert was left in charge at Essonnes. It was the Fourdrinier brothers and Bryan Donkin who developed the papermaking machine into a form in which it could succeed. Meanwhile the mill at Essonnes under Robert's direction had begun to falter and declined to the point where it had to be sold. He had never received the full return from the sale of his patent, but he managed to recover his rights in it. This profited him little, for Didot obtained a patent in France for the Fourdrinier machine and had two examples erected in 1814 and the following year, respectively, neatly side-tracking Robert, who was now without funds or position. To support himself and his family, Robert set up a primary school in Dreux and there passed his remaining years. Although it was the Fourdrinier papermaking machine that was generally adopted, it is Robert who deserves credit for the original initiative.[br]Further ReadingR.H.Clapperton, 1967, The Papermaking Machine, Oxford: Pergamon Press, pp. 279–83 (provides a full description of Robert's invention and patent, together with a biography).LRD -
128 сообщение о наличии
Русско-английский военно-политический словарь > сообщение о наличии
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